For old buggers (40+) only. Youff piss off.

[Voltaire]

Hang on - with all the deaths and injuries around the house, why is there this huge push to make motorcyclists pay more on their rego? Sure bikers crash and injure themselves and even kill themselves, but if they didn't ride then they would be at home injuring and killing themselves falling off ladders - doesn't sound like the risk to life & limb has gone up all that much by riding a bike (so why the big levy?)

I have never needed medical treatment of any kind from riding or driving and only once in 42 years from an incident around the home (7 stitches back when I was 9 or 10). It's not me running up the ACC costs.

Its easier for the gumment.
Rant:
ACC is great.....you can take as much risk as you like and the good 'o ACC ( read taxpayer) picks up the tab.
What if....instead of an accross the board tax like ACC they introduced user pay and you had to take out insurance like other countries.
It would be like insuring a vehicle ....no history or lots of claims..high charges...good history and less claims less cost.
Dirt bikers get a free ride ( pun intended)....as do skiiers.. ( both I do a bit of)
People here are fond of comparing lack of wages with Aussie......When I lived there 20 years ago it cost $350.00 to register my Kombi and $400 for the bike and insurance was mandatory.
I wonder how many KB members ride around with no insurance????...

I have been on a couple of runs where guys had no WOF's and one unlicenced idiot even crashed his bike. Then people complain about living in a nanny state.As I tell my kiid...if you want to be treated as an adult...start by acting like one.
rant over.

[PrincessBandit]

Slightly off topic I know, but I have to laugh every time that insurance ad comes on tv which says "if you don't have insurance and cause an accident you have to pay" (or something very similar). Makes me burst out in hysterics whenever I see it - heaps of people cause crashes, without insurance, and then say "sorry, can't pay, have no money, but your insurance will sort you out".

So they fall back on the excuse that they don't "need" insurance because the victim of their stupidity/carelessness etc. should have their own cover which will take care of repairs.

Sounds like a fair representation of what is wrong with a lot of things in NZ.

[Maki]

Slightly off topic I know, but I have to laugh every time that insurance ad comes on tv which says "if you don't have insurance and cause an accident you have to pay" (or something very similar). Makes me burst out in hysterics whenever I see it - heaps of people cause crashes, without insurance, and then say "sorry, can't pay, have no money, but your insurance will sort you out".

Doesn't your insurance then go after the twats and make them pay?

[MSTRS:Me]

..."sorry, can't pay, have no money, but your insurance will sort you out"...

Doesn't your insurance then go after the twats and make them pay?

Yep. Even if it's $5/wk for the rest of their lives.

[MarkH]

Doesn't your insurance then go after the twats and make them pay?

It is not easy to make someone pay when they have no money and no desire to pay. If the amount of effort required to get money out of the deadbeat is greater than what the amount of money they are likely to get is worth then the insurance company may take a lesser amount and write off the difference or just forget it altogether.

It is much worse when you don't have insurance either, since you don't have your own corporate lawyers or debt collection department.