A crazy one ?![]()
Debt is bad, mkay.
But so is not having a bike!
I say: Buy the bike and then pay off the loan as fast as you are able. Ride the bike. Enjoy the bike! You could wait till you have saved the money, but then you would have missed out on a lot of riding. A little debt for a short while is not likely to lead to the end of the world.
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