Insurance Advice:

[FEINT]

If you weren't a named driver, i don't think it will be any good to you. Since you have a CBR600, I suggest trying Honda Riders Club. They do deals on insurance for honda's and other bikes.

Let me know how u get along. I am still trying to decide insurance on my 636. Best quote was from honda riders club at $1400.

[v.ros`]

Hi Guys
Need your opinion on the following...

after ringing lots of places today... i came up with this as the BEST

now me being a newbie in insurance and i know some of u must be masters of insurance by now... could you please explain to me the following and let me know if this deal sounds amazing..

Company : HRC
For bike worth : NZD 9000
Excess: $700-00 for first claim, $1200-00 for subsequent claim in same insurance period, $1000-00 theft excess
No Claims Bonus 60% based on no previous claims during last 6 years
Premium $585.60 per yr

Now i need to know bout the EXCESS PART in SIMPLE ENGLISH...

can someone please give me some examples of situation where this excess stuff comes into effect.... like if i were to get involved in an accident (hopefully never) or if i my bike were to get stolen...

I really appreciate your help ...

Thanx