Bike pushed over by random psycho,insurance?

[steve_t]

You shouldn't have to pay your excess! Even if the perp has no pingas, the court should order reparation of $5 or $10 a week of his dole money (which is your tax money anyway) to pay the insurance company back. It's not your problem if it takes 3-4 years for the insurance company to get their money from the P fuelled maniac.

[BiK3RChiK]

Amazing how these losers can afford the drug but have no money.....

[p.dath]

Amazing how these losers can afford the drug but have no money.....

haha. They steal money to buy illegal drugs.

It's not considered good form to steal money to play court fines.

[huff3r]

haha. They steal money to buy illegal drugs.

It's not considered good form to steal money to play court fines.

More like they use the money they are given to live, i.e the benefit, to buy drugs and alcohol. Homeless drunks on the benefit piss me off, using my tax money to buy booze, then drinking so much the hospitals have to use more of my tax money to pump their stomachs!

[Dave Lobster]

More like they use the money they are given to live, i.e the benefit, to buy drugs and alcohol. Homeless drunks on the benefit piss me off, using my tax money to buy booze, then drinking so much the hospitals have to use more of my tax money to pump their stomachs!

They don't HAVE to. They could make them push their fingers down their throat like any normal person to make them sick it back up.

[Badjelly]

What part of the concept of an insurance excess don't you understand?

Prob the same bit you missed where it says the third (guilty) party pays this excess.

So he's paying? Then there's no problem.

The problem is, what if he doesn't pay? The OP wants the insurance company to foot the bill, but he took out a policy with an excess

[Kiwi Graham:Me]

So he's paying? Then there's no problem.

The problem is, what if he doesn't pay? The OP wants the insurance company to foot the bill, but he took out a policy with an excess

Thats why you purchase insurance. so the company you have employed to provide the insurance covers your loss and persues the cost of the loss from the third party, including the excess, even if it means persuing the third party through the court.