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Thread: Remind me – what is everyone protesting against?

  1. #1
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    Remind me – what is everyone protesting against?

    This post will be major flame-bait, but I have to ask: What is it bikers are actually (honestly) upset about??

    If anyone feels a need to post abusive mind-numbing answers, don't bother wasting the pixels. If you're not even going to read the whole post, you're not qualified to post an opinion on it. But if you can provide intelligent, reasoned information I would like to hear it.

    I don't have access to original data and sources, but from what I have observed / heard, it seems that motorcyclists are upset at the increase in levies they have to pay.

    Summarising the information coming through the media so far
    * a disproportionate amount of ACC payments go to motorcycle riders, due to more serious injuries – and possibly more frequent injury accidents
    * currently, other vehicle owners are subsidising motorcyclists
    * even with the proposed increases, motorcycle owners will still be contributing less to the ACC fund than they will be receiving in payments
    * the levies have to be increased in order to be able to cover projected payments

    Have I left anything out?

    On the assumption that the above statements are true, it would imply that the protests are actually about bikers having the attitude that being carried by the system is the natural order, and don't want to have to pay their own way.

    I see lots of mention on this site of how bikers are being unfairly targeted or even "victimised" (NB incorrectly spelt with a 'z' – a la American – on the web page), but this comes across as a spoilt child stamping its feet and crying that it doesn't want to do its chores.

    If you want to appeal to the thinking public, I'd suggest coming up with reasons why you believe bikers are being unfairly treated. Provide some information. Give some statistics. And the note about ACC reserves being higher now than ever has little significance. It's not about how high they are in comparison with history, but how they compare to projected expenses.

    Here is what I would like to find out if anyone has a source of information:
    * the average annual ACC payment to people injured in motorcycle accidents vs car accidents
    * some statistics relating payouts to engine rating – I imagine moped riders can be hurt as easily as big bike riders
    * information on the proportion of accidents involving motorcycles where the fault was with the rider (premiums should be charged to those responsible for the accidents, rather than the victims).

    It makes sense that the highest levy should be paid by the people who are most likely to cause a claim. As an alternative option, perhaps the levy should be not on vehicles but on the drivers. Perhaps the levy could take into consideration the level of demerit points the owner has at time of vehicle licensing. After all, there should be some relationship between the risks a driver / rider takes and the number of times they have been caught.

    If you want to put a good case to government, do it by providing something that the public can agree with – and not by trying to inconvenience as many people as you can just because you're not getting your way. Remember: riding a motorcycle is a choice you made. It's not a right and it's not something which was forced upon you.

    In case it makes any difference to the validity of my opinion, I have never owned a car. My main forms of transport are motorcycle (750 & 1000cc) and bicycle. My training is as an actuary, I pay my taxes, don't pirate music or software, and even though I've never made an ACC claim, I am happy to pay $700 per year if it is shown to be a fair amount.

    And from personal observation, many (not all) people I've observed who ride big bikes ride like idiots. They dress themselves up in leather to feel safe, but split lanes on the motorway, overtake on blind corners, speed like the law doesn't apply to them, and just act as though they are above the laws of physics. I can understand why the government would be wanting that whole category to contribute more to the system that will likely be supporting them in the future.

    So, flame away if you must. But try to justify your comments with a sign that you've put some thought into it and appear to be more than an upset child.

  2. #2
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    The work's been done, a great deal of information has been posted, and I think that angry little men with a login to KB might want to do some research before they start a flame war if they want a respectful reply.

    Most of us aren't "angry" either. We're challenging the assertions that ACC is broke and that motorcyclists are all that you say they are. 4 Motorcyclists you saw one weekend do not make for a vast fleet of "idiots", just as 2 boy racers in Nissan Cefiros doesn't necessarily mean all Nissan Cefiro drivers are diesel spreading midnight drift cowboys.

    Would you like a copy of Dr Lamb's speech with tabulated analysis gleaned from ACC's 2008 dataset?

    Or have you already made your mind up and you're simply spoiling for a fight? If it is a fight then you've come to the wrong place.
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  3. #3
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    If you had taken the time to peruse some of the excellent posts in this and other forums you would have already answered all your own questions and would have joined us at Parliament on the 17th.

    If however you just came looking to make sport .. don't waste our time where busy.

  4. #4
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    The problem is your assumption that the statements are true.

    Just taking one point quickly:

    * currently, other vehicle owners are subsidising motorcyclists

    So what about the many bike owners who own multiple bikes and pay multiple regos? Let alone the majority of bike owners who own a car also?

    Not sure about numbers, you don't want them anyway, but if you around at the stats threads that show the actual maths, right at this moment the number of registered bikes x the current ACC levy actually exceeds the payout motorcyclists have needed.

    That's the problem... Nick Smith has pushed completely false numbers into the media, and that is what you're working from.

  5. #5
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    Reflex? Is that you, Nick?

  6. #6
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    As JD has said... do some reading. This has been covered over and over so much so that it's almost laughable that you haven't realised that you aren't raising any new questions.

    The bottom line is that ACC is meant to be no-fault accident compensation. That means that the road-user levie is actually supposed to be the same for everyone who uses a vehicle on the road in private use. It is different for commercial vehicles etc though. The changes the Government is intending to make will move away from no-fault accident compensation and more towards a user-pays scheme like you have with insurance. Also, it is unfair that motorcyclists have to pay more than car drivers do - especially when cyclists, rugby players, gardeners, et al don't pay anything and yet still make a large proportion of ACC claims.

    ACCs data is in many ways supportive of our argument, it's just the way they've played the media to make us look like some huge cost on the system when in fact we aren't.
    KiwiBitcher
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  7. #7
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    It's an extremely well written first post don't you guys think?

    No typos, correct use of grammar, beautifully structured... almost professional ... lean a little closer - I can almost smell Bellamy's Steak Pie on your breath. I wonder if anyone's out to gather responses... flying another kite like the first one proposing a huge hike in fees...?

    Spank - of interest... what was the IP address of the person posting it... any chance of a reverse lookup??
    $2,000 cash if you find a buyer for my house, kumeuhouseforsale@straightshooters.co.nz for details

  8. #8
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    Quote Originally Posted by Reflex View Post
    I see lots of mention on this site of how bikers are being unfairly targeted or even "victimised"...
    Gee for someone with a single post to your name - you know a lot about the site.

    If you cant work it out then fuck off - you are obviously not smart enough and not worth arguing with.

    P.S. Hope you dont drive a car, play rugby, ski, or get out of bed in the morning.

    If you do - remember you could be next. Perhaps then you will understand.

  9. #9
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    Quote Originally Posted by Ragingrob View Post

    Just taking one point quickly:

    * currently, other vehicle owners are subsidising motorcyclists

    .

    More importantly, motorcyclists are subsidising rugby players and cyclists by 100%.

    No-one seems to be beying at them to contribute anything at all.

    We already pay a higher ACC insurance premium than car drivers, how about asking them to match what we are paying?
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  10. #10
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    Quote Originally Posted by Reflex View Post

    In case it makes any difference to the validity of my opinion, I have never owned a car. My main forms of transport are motorcycle (750 & 1000cc) and bicycle. My training is as an actuary, I pay my taxes, don't pirate music or software, and even though I've never made an ACC claim, I am happy to pay $700 per year if it is shown to be a fair amount.
    as for a fair amount....you have not been reading the facts, figures and arguments

    your first post is telling everyone here you are happy to pay what we are protesting about

    does anyone have a light for Mr Popular?

  11. #11
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    Where have you been since October 2007

  12. #12
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    ..........

  13. #13
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    Well, you couldn’t have looked too far, there is irrefutable evidence,/ data right here on this forum, that Nick Smiths and acc’s information, is nothing but a pack of crude lies.

    That information, was also in speeches made by reputable people, on the steps of parliament, so I don’t know where you have been, but perhaps you should look around, before blundering around, with silly statements.

  14. #14
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    Hello Nick...the answer is still BULLSHIT,BULLSHIT,BULLSHIT..


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  15. #15
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    Quote Originally Posted by Reflex View Post
    This post will be major flame-bait, but I have to ask: What is it bikers are actually (honestly) upset about??

    If anyone feels a need to post abusive mind-numbing answers, don't bother wasting the pixels. If you're not even going to read the whole post, you're not qualified to post an opinion on it. But if you can provide intelligent, reasoned information I would like to hear it.

    I don't have access to original data and sources, but from what I have observed / heard, it seems that motorcyclists are upset at the increase in levies they have to pay.

    .
    Why go to the trouble of a post such as this without doing any research?

    All the questions you ask already have numerous answers to them and all pointing in the same direction.

    ACC have made a gross error in their calculations, Nick Smith has endorsed their calculations and is only now starting to realise something isnt adding up.

    Data can be manipulated, some people can be manipulated seems like your one of them.

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