$400 for no "L" plate?

[red mermaid]

This old chestnut goes round and round and round and round.

The Law (Insurance Law Reform Act 1977) does not permit insurance companies to get out of a claim on a "technicality" like this. Any justification the insurance company gives must be directly attributable to the claim. The presence or otherwise of an L plate would be very hard to show to be a direct contributory factor, if you can come up with a way that it could be, I'd be quite interested to hear it.

If it wasn't for the law you can bet that insurance companies would find a way out of more or less every single claim without any hesitation. There is ALWAYS a technicality out there. The law is there to stamp out that practice and make insurance a service, not a scam.

As for the original poster, what you should have said was "oh officer, I did have one there, I guess it must have fallen off, I'm really sorry about that, I'll get that sorted out right away". But I suspect there is more to the story.

Try lying like that in a report to an insurance company and see what happens!
What the Police can do to you, has got nothing on them. They may give you a ticket but an insurance company will stuff you round for ages, charge you the earth and then sue for you for thousands.

[sleemanj]

Try lying like that in a report to an insurance company and see what happens!

You have missed my point somewhere. You don't have to lie to the insurance company.

The insurance company has no recourse to decline your claim based on not having an L plate (or WOF, or reg, or tyres, or brakes, or red underpants with polka dots) unless they can show that it is directly related to the reasons for the claim.

You should NEVER lie to your insurance company, that is fraud. You should always be absolutely 100% honest, if you are dishonest with your insurance company, all bets are off!

[Tank]

That I don't know, I bet it isn't zero though. Doing 70kph on a motorway is, in my opinion, not safe.

If you have a need to do a lot of 100kpm zone riding - you can get dispensation to allowing you not to be restricted to 70km.

Got it myself when I had my "L" plates.

[red mermaid]

You have missed my point somewhere. You don't have to lie to the insurance company.

The insurance company has no recourse to decline your claim based on not having an L plate (or WOF, or reg, or tyres, or brakes, or red underpants with polka dots) unless they can show that it is directly related to the reasons for the claim.

You should NEVER lie to your insurance company, that is fraud. You should always be absolutely 100% honest, if you are dishonest with your insurance company, all bets are off!

So its ok to lie to the police, but not your insurance company?

[st00ji]

when did he advocate lying to the police?

[jetboy]

when did he advocate lying to the police?

yeah im not connecting the dots either

[caseye]

So....how many 'L' platers have actually been physically run off the road because the had an 'L' plate on their bike?

Hey SD, I'm currently riding TEC for my wife, every time she goes out on her bike without me I cringe.She's an L plater and slowly beginning to enjoy her time on the road, no thanks to the dickheads up here who go out of their way to make her experiences bad ones.
I've had the barstards do it all,roar past at break neck speed inches from her, tail gate so close theres no room between her and them( they're the ones I like dealing with) Of course this happens when they've pushed in between her and I , I try to maintin a resonable gap between us , so she gets an idea of how far back she should be from the car/s in front, but so many times these damnd Dorklander drivers simply take their god given bit of road, it sickens me to see it and it does make me very edgy when they get between us and start the shenanagins.
As TEC on other organised rides up here I see car drivers, mostly doing the worst possible things behind people with L plates on, it's as if that L means they're fair game for stalkers in cages.
no bull and I kid you not around this neck of the woods it happens all too often.

[peasea]

Hey SD, I'm currently riding TEC for my wife, every time she goes out on her bike without me I cringe.She's an L plater and slowly beginning to enjoy her time on the road, no thanks to the dickheads up here who go out of their way to make her experiences bad ones.
I've had the barstards do it all,roar past at break neck speed inches from her, tail gate so close theres no room between her and them( they're the ones I like dealing with) Of course this happens when they've pushed in between her and I , I try to maintin a resonable gap between us , so she gets an idea of how far back she should be from the car/s in front, but so many times these damnd Dorklander drivers simply take their god given bit of road, it sickens me to see it and it does make me very edgy when they get between us and start the shenanagins.
As TEC on other organised rides up here I see car drivers, mostly doing the worst possible things behind people with L plates on, it's as if that L means they're fair game for stalkers in cages.
no bull and I kid you not around this neck of the woods it happens all too often.

That's Auckland for ya!

It would probably be safer for your missus if you just ripped the bloody L-plate off. I never used one while going through that level of the license-gaining money-grab. Your wee tale highlights the fact that L-plates just make you a target for hoons, of which there are thousands in Auckland.

It'd be far easier to fork out for a fine than find a new missus.

[crazyhorse]

Hey SD, I'm currently riding TEC for my wife, every time she goes out on her bike without me I cringe.She's an L plater and slowly beginning to enjoy her time on the road, no thanks to the dickheads up here who go out of their way to make her experiences bad ones.
I've had the barstards do it all,roar past at break neck speed inches from her, tail gate so close theres no room between her and them( they're the ones I like dealing with) Of course this happens when they've pushed in between her and I , I try to maintin a resonable gap between us , so she gets an idea of how far back she should be from the car/s in front, but so many times these damnd Dorklander drivers simply take their god given bit of road, it sickens me to see it and it does make me very edgy when they get between us and start the shenanagins.
As TEC on other organised rides up here I see car drivers, mostly doing the worst possible things behind people with L plates on, it's as if that L means they're fair game for stalkers in cages.
no bull and I kid you not around this neck of the woods it happens all too often.

Sad to hear, but good she is out there riding and gaining experience.

[Danae]

I haven't booked my restricted test yet but I am able to if I want. I've worn my L-plate the whole time and avoided 2 possible fines after random licence checks. I haven't ridden without it so I don't know if there is any difference between the attitudes of cagers if you leave it off. However I am probably ignorant; I assume that Auckland drivers are always this bad. But when I come across a situation (almost being shunted off the road, T-boned or whatever) it is usually because I have not been seen, not simply because I have an L-plate. Because I have the "i am invisible" mentality, I can avoid being run off the road etc.

For the record, the only time I saw someone in auckland do a headcheck, they had a "think bike" sticker on their rear window.

[GOONR]

....I assume that Auckland drivers are always this bad. But when I come across a situation (almost being shunted off the road, T-boned or whatever) it is usually because I have not been seen, not simply because I have an L-plate. Because I have the "i am invisible" mentality, I can avoid being run off the road etc.

The people at the lights I mentioned earlier must have seen me, I've been in front of them but in the lane next to them. You see them coming in the mirror and by doing a head check, they just keep going till we are side by side just as the lanes start to merge. If there isn't a car in front of me then it isn't an issue, I'm off before it happens. When a car is in front you have to weigh up the options, sometimes it's safer just to let them go and pull back.

I can book my restricted in 3 weeks, I'll let ya know if it changes when I don't have the L on the back. Hope so but doubt it.

[Danae]

When a car is in front you have to weigh up the options, sometimes it's safer just to let them go and pull back.

I pretty much always just let them go. I mean, who's gonna come out better off, the car or my FXR?

[RUSS]

Pitty. I think the fine goes down to $100 from tomorrow and the demerits go up to 35 from 25.

[Patrick]

Pitty. I think the fine goes down to $100 from tomorrow and the demerits go up to 35 from 25.

Think no more. It is fact. 1st December, all graduated license breaches are $100 fines with 35 demerits.

[Cheshire Cat]

Get your restricted!!!!

The hardest part is booking the bloody test!! lol

if you dont pass then youve got something to think about dont you