Bike insurance info?

[R1madness]

hi guys i have been quoted $970 for full cover on my 2005 r1 , does that sound like a fair price or am i just being a tight scottish bast--- , any comments or ideas where i can get a cheaper quote are vey welcome

Yo man whats the bike worth? $13000 = $729 pa. Includes all riding gear fully covered, accessories fully covered. $500 excess. Cover provided by Vero
Cheers

[bones135]

As has been said, Kiwibike insurance. Dave has been great with both my bikes & i highly reccomend him. He got me an awesome deal on my Fireblade.

[firefighter]

FWIW Vero had ~97% claims satisfaction last year. Their premiums can be a bit higher than others but it can be a small price to pay.

Kiwibike would have something similar across all their companies they sell insurance for I'd expect.

I wouldn't go to anyone else except Golightly or Kiwibike.

+1 and -1 for Vero.

+1 They are very good with the claims process.............
- 1 When they are open.

Their claims department are'nt open on the weekend, so you may be stuck until Monday if you do'nt have a balance on the credit card and you are out of town.

House insurance is still with them, but I changed the bike insurance so I know I can get assistance if I break down on a weekend ride. I'm not keen to sleep on the side of the road for two days, or three if it's a long weekend..... (Should I not have enough spare on the credit card if I break down/crash far from home) and that's not exactly an unlikely scenario.

Made two claims with vero.

A claim for the house, and it was handled superbly, I cannot commend them enough.

The claim on a car, well, broken into and the ignitioin barrel fucked, car could'nt be locked or started.
Rang up and asked what the hell we were supposed to do had we been away/out of town, when we have to wait until Monday to claim. The lady I spoke with did'nt have a clue. (She was very nice and professional but could'nt help at all)

I later found out we could have had it repaired and claimed for the repair on the Monday. I only found this out after a bit of email back and forth when I told then why I was cancelling vehicle insurance with them.....

[Hiflyer]

+1 and -1 for Vero.

+1 They are very good with the claims process.............
- 1 When they are open.

Their claims department are'nt open on the weekend, so you may be stuck until Monday if you do'nt have a balance on the credit card and you are out of town.

House insurance is still with them, but I changed the bike insurance so I know I can get assistance if I break down on a weekend ride. I'm not keen to sleep on the side of the road for two days, or three if it's a long weekend! (should I not have enough spare on the credit card if I break down/crash far from home/and that's not an unlikely scenario).

We've got a 24/7 hour roadside assist line but yea the claims handlers only work mon-fri in my department.

[YellowDog]

I called AMI who don't understand bike insurance, so I hung up.

I would have called Vero next, but life's too short. They don't make it easy.

I was going to call Mr Baker's lot but after Kiwibike found a policy, nuff sedd.

[Corse1]

Just got a blinding deal from Kiwibike Insuarance.

NAC renewal says $740 - with $750 excess.
Kiwibike website says $715 with $500 excess.

Phone call to Kiwibike says $476 with $250 excess with $500 helmet cover thrown in

Crikey!! Im with kiwi bike and that is about what i pay each bike. You must have done some great deal...mine are 12k each ...less than 5k/year each $500 excess. I am an old prick and have no accident police record......I'lll have to give Dave a call..plus in alarmed garage etc etc

[crazyhorse]

hi guys i have been quoted $970 for full cover on my 2005 r1 , does that sound like a fair price or am i just being a tight scottish bast--- , any comments or ideas where i can get a cheaper quote are vey welcome

Might depend on your age. But my insurance on my Gixxer thou only costs me $450 p/a. Try Classic Cover Insurance - they are great. But I think you need to be over 25

[Hotchefnz]

may get bagged out but did my insurance with state insurance and costs me $500.88 for full insurance on a 1000 cc aprilia $9000.00.
Never had a claim but policy looks okay.

[YellowDog]

Crikey!! Im with kiwi bike and that is about what i pay each bike. You must have done some great deal...mine are 12k each ...less than 5k/year each $500 excess. I am an old prick and have no accident police record......I'lll have to give Dave a call..plus in alarmed garage etc etc

I know Kiwibike have an extra 15% discount for a <5000km annual restriction. I've forgotten the name of the firm they placed the business with, but there are no restrictions and no pre-requisites. They didn't even want to know about my 130km ping last year OR my security.

It could be something to do with being over 45

[Clivoris]

Kiwibike for sure.

[John_H]

hi guys i have been quoted $970 for full cover on my 2005 r1 , does that sound like a fair price or am i just being a tight scottish bast--- , any comments or ideas where i can get a cheaper quote are vey welcome

Seems very expensive but we need a lot more info such as your age, claim history, speeding tickets etc.