The Aftermath

[swanman]

OK so yesterday I had a wee accident. To cut a short story shorter. I went round a corner that took me unawares as it tightened up on me. Knee was down hard and I ran out of road. I ran into gravel and bike and I cart wheeled off. Result I was fine but the bike is a bit fucked.

Now the reason I am posting this thread is not about the accident, but about what happens after the accident.
Here is the situation in brief: I have a full license, I have full cover with full no claims bonus, I have a bike that was fully road legal. No one else was involved in my accident just me and the road. So really there should be no complications as everything is totaly in order!
So what I propose to do is report on the insurance company, assesors etc so everyone can see what happens after an accident, any pitfalls I come accross any lessons that can be learned. Hopefully everything will be absolutely straightforward, but life has taught me that this is rarely the case.

So far I called AMI my insurers to report the incident. The woman told me I was very lucky (true), and that I would lose my no claims bonus (fair enough). She would pass the details onto my local branch in Takapuna for follow up on Monday. The bike is currently at Death's place, where it got trailered after the accident. Here for peoples viewing are a coupla photos of the bike. I reckon she'll be written off but what do you think?
I bought the bike new in October 04, she'd done about 15k, was in mint condition and it cost $22k.

[Sensei]

Bad luck & great to see you are OK Swanman . So I take it you were going abit quick for the road & didn't know it well enough ? By the looks of ya bike she'll be writen off .

[Joni]

Oh dear... Im sorry to hear this. Glad you walked away ok tho...

[saul]

I Sman.

Good to see you got out of the way

That bike is history

[Matt Bleck]

Bugga! glad to see your in good nick!

[Hitcher]

Good to know that you're none the worse for wear. And soundly philosophical about the whole thing.

[MadDuck]

Damn Swanman!!!!

That used to be one sexy R1 but I think it is one now defunct R1.

Glad to see you all in one peice though mate. And I will follow with interest what the Insurance company response is.

[justsomeguy]

FYI. Pic one is Swanny standing with the piece of his dash that had got logged up his .

[SPORK]

FYI. Pic one is Swanny standing with the piece of his dash that had got logged up his .

Lodged up his whistle? That's got to be painful for the whistle. I suggest a horn next time?

[StoneChucker]

Sorry to hear about this Frazer! Hope it gets written off I guess, so you get a new one (or a new whatever you want...) - IF thats what you want of course.

Good you're still in one piece, and DON'T have a tacho lodged up your arse!

[SPORK]

Lodged up his whistle? That's got to be painful for the whistle. I suggest a horn next time?

Oh yeah, I forgot to say something.

Don't enjoy this in the slightest. As far as many people have been saying, if you crash, you should have your balls ripped off and shoved down your throat while a midget squirms up your " ".

So act morose and you may trick them.

But seriously, glad to hear you're ok man. Pity about the bike though! What's next on your shopping list?

[Storm]

Glad to see you are okay, and have a nice calm way of looking at it all mate. Keen to see how the insurance thing goes

[bugjuice]

sad to see it. Many fond memories with you and that bike..
so what's the plan now?
Hope the insurance claim goes straight forward and trouble free..

Actually, on looking at the pics, if the frame is still straight around the head, then the most is just a new front end and a set of farings.. Pics never show the whole story, but new farings and forks shouldn't be a reason to write a bike off.. probably wrong..

[justsomeguy]

Before coming to Aotearoa Swanny used to be one of the UK Army's finest.

Don't think a piddly crash like this will bother him.

[sels1]

Geez bad luck Swanman but good to see you're ok. Any comments on your safety gear? (ie leather vs textile?). Will follow your insurance claim with interest as I am with AMI as well. I have had one claim with them when my son borrowed the car and rear-ended an off duty cop. They had the assessor around the next day and I had a cheque a few days later.