ACC is doing my head in!

[Mom]

On the verge of another protest campaign kick off I am battling ACC for cover! Apparently my claim is complicated!

Complicated my Bum!

Either my doctor knowingly prescribed pills that she knew would almost kill me or I took a new perscription knowing that it would almost kill me or I did it to get a BIT of attention for myself, or...

IT WAS A FUCKEN ACCIDENT!

No complications as far as I can see!

They used to call my sort of claim "medical misadventure", now it is called "treatment injury", whatever, ACC have not even responded to a claim that was received by them April 1st (no jokes thanks). I had to ring them today to see if they had received my claim as neither my employer nor me had heard anything from ACC. When I "officially" complained this afternoon as I was not entirely certain that anything was going to happen the call taker had to admit it was not acceptable to not hear anything for that long.

I am amped and pissed off. The young fuck at the call centre I spoke to this morning suggested I contact WINZ to get an invalids benefit as these claims can "take ages" to resolve!

SO, not only am I a pissed off biker, I am a pissed off worker that pays ACC levy via my PAYE who nearly carked it as a result of taking a prescribed medication, who is now battling the cunse for compensation. Actually I would be happy if they would simply cover the cost of 2 trips to hospital in the ambulance and the 24/7 A&E charges I had to pay.

Keep you posted.

EDIT: I did manage a couple of hours of work today, but am far, far from fit for a full return and still have some quite serious ongoing health issues as a result of my auto immune reaction to the allergic reaction I originally suffered. I am actualy a bit worried I wont make a full recovery, and these wankers have me on the ohhhhhhhhhh we will get to that claim in the next few days 2 weeks after the hospital lodged it on my behalf!

[mashman]

That's utterly fucking disgusting.

[Edbear]

When I was battling them there were two definitions, one of Medical Misadventure where the prescribing Dr. was deemed at fault, or Medical Mishap where it was accepted that the GP would not have known sucha reaction would likely occur. I went for medical mishap as I was in no doubt about my GP's qualifications or his intentions which were nothing but in my best interests.

End result was, (despite 4 Neurologist's examining me over the years and not one telling me the medication was at fault), after a review, my case was dismissed on the grounds that there needed to be a less than 1% chance of such a severe reaction occurring and the reviewing specialists said that the chance of such a reaction was a lot greater than 1%!

[Robert Taylor]

On the verge of another protest campaign kick off I am battling ACC for cover! Apparently my claim is complicated!

Complicated my Bum!

Either my doctor knowingly prescribed pills that she knew would almost kill me or I took a new perscription knowing that it would almost kill me or I did it to get a BIT of attention for myself, or...

IT WAS A FUCKEN ACCIDENT!

No complications as far as I can see!

They used to call my sort of claim "medical misadventure", now it is called "treatment injury", whatever, ACC have not even responded to a claim that was received by them April 1st (no jokes thanks). I had to ring them today to see if they had received my claim as neither my employer nor me had heard anything from ACC. When I "officially" complained this afternoon as I was not entirely certain that anything was going to happen the call taker had to admit it was not acceptable to not hear anything for that long.

I am amped and pissed off. The young fuck at the call centre I spoke to this morning suggested I contact WINZ to get an invalids benefit as these claims can "take ages" to resolve!

SO, not only am I a pissed off biker, I am a pissed off worker that pays ACC levy via my PAYE who nearly carked it as a result of taking a prescribed medication, who is now battling the cunse for compensation. Actually I would be happy if they would simply cover the cost of 2 trips to hospital in the ambulance and the 24/7 A&E charges I had to pay.

Keep you posted.

EDIT: I did manage a couple of hours of work today, but am far, far from fit for a full return and still have some quite serious ongoing health issues as a result of my auto immune reaction to the allergic reaction I originally suffered. I am actualy a bit worried I wont make a full recovery, and these wankers have me on the ohhhhhhhhhh we will get to that claim in the next few days 2 weeks after the hospital lodged it on my behalf!

Well thats a serious argument for user pays if ever there was. A private system of insurance would be far more efficient than a Government juggernaut. I think that is what this Government ultimately recognise needs to happen.

[steve_t]

That sux, Mom! Keep at them. As u said, there's no such thing as Medical Misadventure any more. Treatment Injury was a term coined to remove the blame from health professionals since ACC is supposed to be a No Fault system.
My advice - stand your ground. They can send your case for review and even though ACC are declining cover left, right, and centre for retarded reasons, you should undoubtedly be covered

[Mom]

End result was..

Well I am at the start of this journey, I am also fairly tenatious and am really unlikely to back off. I hope the fact that I made an early "official" complaint will hurry up some decision making.

Well thats a serious argument for user pays if ever there was.

Cool! Thanks for that mate. Wish you could see the thumbs up and crazy grin that accompaines my thanks

We dont fucken have private insurance as we ARE ALREADY COVERED by ACC. I am appaled that someone like you who is a big defender of the little guy in business can actually be so blase about a little gal (potentially) being done over by ACC!

By all means if we are to lose ACC let me have the fucking right to SUE the doctors and the drug companies and any other bastard me and my attorneys that get paid a % of the return can think of. For now I AM covered by ACC, I pay shitloads of fucken premiums to them and I DEMAND cover that I am entitled to, I also expect common decency in as much as a written acknowledgement of my claim regardless of what it is called, I dont expect to have to ring them 2 weeks after the claim was lodged to discover that Helen will "get to it in the next few days".

[Mom]

That sux, Mom! Keep at them. As u said, there's no such thing as Medical Misadventure any more. Treatment Injury was a term coined to remove the blame from health professionals since ACC is supposed to be a No Fault system.
My advice - stand your ground. They can send your case for review and even though ACC are declining cover left, right, and centre for retarded reasons, you should undoubtedly be covered

I am that ticked off that I am happy to lodge a complaint with the Doctors disclipline complaints whatever! Honestly, if this was a simple rash then yeah, tell me to get stuffed. I was one sick gal. I read, that I may never lose the scars from this rash (it covered 100% of my body). The consultant at the hospital said it will reduce in time. Time, cool, define time. I have never been so flat after being sick as I am now. I first saw a doctor for this March 27th, I am still 7 kilos heavier than I was before I got sick, and dont fit any of my clothes, and while I can now walk 60 metres without losing my breath as opposed to 6 when I was in hospital, I used to be able to walk 6 kilometres at pace of an evening no worries.

FUCK EM I SAY!

[Usarka]

ACC are trying every trick in the book to decline claims at the moment.

Bunch of corrupt pricks.

[steve_t]

I am that ticked off that I am happy to lodge a complaint with the Doctors disclipline complaints whatever! Honestly, if this was a simple rash then yeah, tell me to get stuffed. I was one sick gal. I read, that I may never lose the scars from this rash (it covered 100% of my body). The consultant at the hospital said it will reduce in time. Time, cool, define time. I have never been so flat after being sick as I am now. I first saw a doctor for this March 27th, I am still 7 kilos heavier than I was before I got sick, and dont fit any of my clothes, and while I can now walk 60 metres without losing my breath as opposed to 6 when I was in hospital, I used to be able to walk 6 kilometres at pace of an evening no worries.

FUCK EM I SAY!

Oh man, that sux. Hope u recover soon! So what are you thinking of saying to the Health and Disability Commissioner? Did your Dr negligently prescribe you a drug you were known to be allergic to? Hopefully not. If it was your first allergic reaction to this medication, the HDC won't be able to do anything. ACC will come to the party... eventually - I (almost) guarantee it. Get better soon!!

[mashman]

Well thats a serious argument for user pays if ever there was. A private system of insurance would be far more efficient than a Government juggernaut. I think that is what this Government ultimately recognise needs to happen.

And if a Government, publicly owned "insurer" can do it... you can be your arse that a private insurer will do it too... Private insurance is not the way to go.

[pete376403]

Well thats a serious argument for user pays if ever there was. A private system of insurance would be far more efficient than a Government juggernaut. I think that is what this Government ultimately recognise needs to happen.

A private insurance company would use every trick at its disposal to avoid paying out. Just like ACC.

[Hopeful Bastard]

Woot! Go Mom!! You tell them one! If they dont let into your pressure, See if Fair Go will join in on the pressure. Im sure they would be happy to bring down ACC

[p.dath]

Oh Mom that is really bad news to hear. I imagine it came like a bolt out of the blue. It certainly sounds unexpected.

I hope you manage to find something to aid you in this medical issue.

[The Stranger:Me]

Does this fall under the definition of an accident (for the purposes of ACC)?
Whilst I realise that no one knowingly has an adverse reaction to a drug etc, neither does anyone knowingly say contract a disease.
Even the haemophiliacs who contracted Hep C from tainted blood didn't get ACC cover.
Would not a medical condition (such as an adverse reaction) fall outside the scope of an accident?
Should hayfever therefore be covered by ACC?

[Mom]

Woot! Go Mom!! You tell them one! If they dont let into your pressure, See if Fair Go will join in on the pressure. Im sure they would be happy to bring down ACC

Not so sure about Fair Go really, but ACC actually have a really robust complaints procedure and I am using that at the moment. They have stuffed up, I dont want blood, I want resolution and a decision. I can help drive the process that needs to happen if only they would friggen action the claim and perhaps advise me what is happening. They have not done so, I have complained. My GP is about to feel the warmth of my love tomorow