Gutted, dropped bike and broken plastic!

[TomJ]

what a week, left gutted after dropping the bike on Monday night. Stopping at side of road put foot down in hole where camber increased suddenly. Once she started to go over it was too heavy to stop and 'crunch'

Now facing large excess and increased premium

blow!

[quickbuck]

Darn,
Shame about the drop. Good you weren't under it!

As for insurance, i would have said, "DON'T BOTHER CLAIMING".

Reason is they will get it assessed, and will pick up every nick and scratch, and it will come to near enough to writing the bike off.. all for cosmetic stuff.

You can fix it yourself for less than the excess, plus increase in premium.... Or near enough to it.

[Bad Gixxer]

Darn,
Shame about the drop. Good you weren't under it!

As for insurance, i would have said, "DON'T BOTHER CLAIMING".

Reason is they will get it assessed, and will pick up every nick and scratch, and it will come to near enough to writing the bike off.. all for cosmetic stuff.

You can fix it yourself for less than the excess, plus increase in premium.... Or near enough to it.

Yeah i reckon that's good advice. And when you rebuild her put some frame sliders on. They've saved me from plastic damage quite a few times - I have a habit of taking my bike of the paddock stand and forgetting that the side stand is up - whoops!. The frame slider takes the hit for you.

[hayd3n]

bugga 10char

[Indiana_Jones]

what a week, left gutted after dropping the bike on Monday night. Stopping at side of road put foot down in hole where camber increased suddenly. Once she started to go over it was too heavy to stop and 'crunch'

Now facing large excess and increased premium

blow!

Ahwell........Life she goes on!

-Indy

[firefighter]

what a week, left gutted after dropping the bike on Monday night. Stopping at side of road put foot down in hole where camber increased suddenly. Once she started to go over it was too heavy to stop and 'crunch'

Now facing large excess and increased premium

blow!

Darn,
Shame about the drop. Good you weren't under it!

As for insurance, i would have said, "DON'T BOTHER CLAIMING".

Reason is they will get it assessed, and will pick up every nick and scratch, and it will come to near enough to writing the bike off.. all for cosmetic stuff.

You can fix it yourself for less than the excess, plus increase in premium.... Or near enough to it.

Listen to this man. A simple stationary drop, i'd get it all fixed myself. No point throwing away a premium, then fucking up your insurance record. Hell you can get a pretty decent paint job done pretty cheap if you do the work (prep) yourself, and just get the fairing plastic welded or even look at second hand.

[hellokitty]

A friend of ours crashed his Aprilia and to me, it looked like a right off, but my hubby brings out the plastic welder and fixes it! (took ages)
Find someone with the skills you need and see if you can do something for them, we do that a lot (cos we have no money)

I dropped my husbands bike and smashed the fairings and broke front and back break levers - bought a new front lever (cheap) got the back welded at Brugers and fixed the fairings ourselves - I was going to claim on my insurance but was scared they would right the bike off and we wouldn't get enough to replace it

[YellowDog]

Unless it is really bad, don't bother with the 'get out of it if they can' insurance policy.

And look on the bright side. I did something similar when a car did a U turn into my path. Put my foot down but there was no ground to stand on. I saved the bike by taking the entire weight on my leg in putting it down slowly on the bar end weight. The only really painful problem was that I ripped some meat off my leg bones which took six weeks to recover from

[TomJ]

Unless it is really bad, don't bother with the 'get out of it if they can' insurance policy.

And look on the bright side. I did something similar when a car did a U turn into my path. Put my foot down but there was no ground to stand on. I saved the bike by taking the entire weight on my leg in putting it down slowly on the bar end weight. The only really painful problem was that I ripped some meat off my leg bones which took six weeks to recover from

ouch!!!

have decided to go for insurance and get job done properly. Cost of 'cheap' minimal repair about the same as my excess anyway

[CookMySock]

I'll add my thumbs up to "don't claim", but you might also begin to wonder why you even insure.


Steve