Bike insurance info?

[Bute]

hi guys i have been quoted $970 for full cover on my 2005 r1 , does that sound like a fair price or am i just being a tight scottish bast--- , any comments or ideas where i can get a cheaper quote are vey welcome

[Hitcher]

I strongly recommend you do one of two things: Either use the site's excellent search function (surprisingly this topic has been covered many times before); or you could ring Dave Hewer at Kiwi Bike Insurance, 0800 629 253, or check out his website at www.kiwibike.co.nz. I can't recommend Dave highly enough.

[Cayman911]

Also definitely check out Vero, they have very good prices for full cover for motorcycles.

[triple-bee]

Sounds expensive we pay less than that for a B King and a Gixer 1000, BUT we are old we are also with KIwi biker

[rustic101]

I'm with Vero 'golightly' 2008 Suzuki gsf 650 bandit and its $550pa full cover

[SMOKEU]

Try NAC. They are often the cheapest. For me anyway.

[breakaway]

Might also pay to do some research on how well these companies do when it's time to pay out. That should definitey play a huge role in which one you pick.

[kiwifruit]

Tim, John Baker insurance brokers, ring him for a quote
0800 65 62 64

[p.dath]

Two things I always ask when getting insurance; credit rating and claim pay out ratio.

Who wants a cheap insurance company that doesn't pay out on many claims?

[KelvinAng]

Two things I always ask when getting insurance; credit rating and claim pay out ratio.

Hmm interesting, is it easy to find out the claim pay out ratio? I'm with Kiwibike (Protecta) and they've got an excellent credit rating but who knows, they could be a pain in the arse when it comes to paying out. From some posts here it seems they're pretty good with paying out though. I was previously with Golightly (Vero) and they were good, but a bit more expensive than my current insurer.

[p.dath]

Hmm interesting, is it easy to find out the claim pay out ratio? I'm with Kiwibike (Protecta) and they've got an excellent credit rating but who knows, they could be a pain in the arse when it comes to paying out. From some posts here it seems they're pretty good with paying out though. I was previously with Golightly (Vero) and they were good, but a bit more expensive than my current insurer.

Kiwibike have a good reputation, and I think if there was going to be issues you would have heard about it on here.

I've not seen an insurance company "advertise" their claim pay out ratio, so you have to ask. My thoughts; if the ratio is good they will happily disclose it, otherwise ...

I think I've only had one insurance company not disclose the ratio to me. It made me suspicious, and I took my business else where. Sometimes a deal is good for a reason.

[sinned]

I can't see the point of asking for a payout ratio. What is more important is what the insurance policy covers as that is what they must pay out on.

[YellowDog]

I strongly recommend you do one of two things: Either use the site's excellent search function (surprisingly this topic has been covered many times before); or you could ring Dave Hewer at Kiwi Bike Insurance, 0800 629 253, or check out his website at www.kiwibike.co.nz. I can't recommend Dave highly enough.

Just got a blinding deal from Kiwibike Insuarance.

NAC renewal says $740 - with $750 excess.
Kiwibike website says $715 with $500 excess.

Phone call to Kiwibike says $476 with $250 excess with $500 helmet cover thrown in

[Hiflyer]

FWIW Vero had ~97% claims satisfaction last year. Their premiums can be a bit higher than others but it can be a small price to pay.

Kiwibike would have something similar across all their companies they sell insurance for I'd expect.

I wouldn't go to anyone else except Golightly or Kiwibike.

[Rogue Rider]

I have used a few different companies, Classic cover insurance was the best priced, and they did pay out straight away when my mate crashed his bike. The only negative I found was that they don't do a monthly payment option, well didn't back then. I am presently insured with my buisness stuff with vero, which worked out cheaper again so didn't renew with classic this time.