Insurance - WTF!

[imdying]

No, but i cant see may people forking out for a new merc, porsche or lambo if they hit it.

So your justification for stripping a personal freedom is some one in a million occurence? The only person I know who has trashed a lambo was driving it at the time... what about you?

TBH compulsary insurance would be great for the public and bike community as a whole.

Except that everywhere that has it has horribly jacked pricing.

[yachtie10]

Except that everywhere that has it has horribly jacked pricing.

not actually true I pay $24 a year for third party on my bike from AMI
and yes its not a typo

[p.dath]

And I thought CC was cheap (at under $300 it is, but...)
I'd best be checking out this other lot.

I had a look at this a while ago Mstrs. There were a lot of catches (at least in my case). I was only insured overnight if my bike was stored in a locked garage (and at the time I was away from home on my bike about 4 or 5 days a fortnight, so that ruled it out for me). There was no track over option. Some other restrictions as well I can no longer remember.

It's the old adage - you get what you pay for.

I do have 3rd party and did have full for ages. Now I only ride the bike on weekends, so its not worth it. Screw you and your holier than thou attitude. Fucking jerk-off. As for full being cheaper than 3rd, what fucking planet are you on kunt?

You some up your attitude to other road users nicely don't you. It's all about you. I really hope things go well for you, because I feel for the other person who will have their life disrupted if you have an accident and right their vehicle off.

Perhaps your praying may help. Don't know.


Why don't you search this site? It has come up many times before. A lot of insurance companies do not want to provide third party motorcycle insurance, so they make it more expensive than full cover. But I'm guessing you've never even asked the question.
And I mention it, because some people go for the third party option not realising than can get a cheaper deal with more cover by going to full.

[imdying]

not actually true I pay $24 a year for third party on my bike from AMI
and yes its not a typo

Eh? Your profile says you're in Auckland... is that not the case?

Merc/Porsche/Lambo drivers have nothing to fear in any case, they'll probably be lease vehicles and nicely insured.

[BuzzardNZ]

It's all about you. I really hope things go well for you, because I feel for the other person who will have their life disrupted if you have an accident and right their vehicle off.

Bullshit, if it was all about me I wouldn't even bother with 3rd party.

[MarkH]

good insurance company - State.

There seems to be conflicting info here: which was it, a good insurance company or State - it can't be both!

[steve_t]

I had a look at this a while ago Mstrs. There were a lot of catches (at least in my case). I was only insured overnight if my bike was stored in a locked garage (and at the time I was away from home on my bike about 4 or 5 days a fortnight, so that ruled it out for me). There was no track over option. Some other restrictions as well I can no longer remember.

It's the old adage - you get what you pay for.

I don't suppose you know if a day at California Superbike School counts as a track day?

[p.dath]

I don't suppose you know if a day at California Superbike School counts as a track day?

Lets put it a different way. It basically only covered use on public roads.

[KiwiNinja]

I don't suppose you know if a day at California Superbike School counts as a track day?

For insurance companies who cover track days....it is classed as a track day though more as a training day so you should get a reduced excess.

For myself with Star I have a $2k excess for track days and $1k excess for Honda Ride Days or California Superbike School.

[Swoop]

So i gave state a call...

There seems to be conflicting info here: which was it, a good insurance company or State - it can't be both!

The ONLY reason you call state insurance, is to tell them that they are a pack of fucking ripoff cunts!!!

Kiwibike all the way!

[steve_t]

For insurance companies who cover track days....it is classed as a track day though more as a training day so you should get a reduced excess.

For myself with Star I have a $2k excess for track days and $1k excess for Honda Ride Days or California Superbike School.

Cheers mate. I think I'm with Star thru Kiwibike so hopefully that's the case. I'll give em a call when I sign up for CSS later on. I guess I could have just called Kiwibike rather than asked here

[rapid van cleef]

So I'm the proud owner of a yammy R6! I paid for most of it out of my own pocket but need to get finance for a couple of grand. No beef to the fianance company they were really good, they even recommended a good insurance company - State.

So i gave state a call, jump through all the right hoops and got a quote - $1500 per year! i mean WTF!

So who do you recommend and how much should i be looking at?

you wanna try going to uk for insurance. my last bike there, a 10 yr old gsx 600 f cost me 1500 bucks to insure..... insurance is soooooooo cheap here

[JimO]

................................

[caseye]

Ring Swann Insurance, they will provide cover for track days,with notification(no extra cost for this, as long as they're notified before the day). They paid out promptly and these days their policies also cover gear up to $3000 for the rider AND pillion.

[miloking]

So I'm the proud owner of a yammy R6! I paid for most of it out of my own pocket but need to get finance for a couple of grand. No beef to the fianance company they were really good, they even recommended a good insurance company - State.

So i gave state a call, jump through all the right hoops and got a quote - $1500 per year! i mean WTF!

So who do you recommend and how much should i be looking at?

Get a personal loan from bank, lower rates and dont need vehicle insured as they dont care what you use the money for...