Yep, the pride in achievement seems to be lacking these days huh? I can't really understand the idea of not going thru the stages just out of pride in doing it properly, regardless of any penalties that might be imposed.
Unfortunately the bare black and white facts say that you are higher risk, simply because of the class of license you are on. The problem is that rachprice the individual is probably a skilled safe rider, but rachprice the statistic is lumped in with all the other munters.
So why not get yourself out of that group?
You have good self control! You're probably the exception though - sticking to your license conditions properly as you do.
The theory that less than full licensed drivers are more dangerous comes from the fact that they will have been driving for a shorted period of time, which means less experience dealing with common road hazards and situations. That is why there are restrictions on the license, like driving at night, open road speed etc.
Think about your particular case:Iif you are obeying your license conditions fully as you say you are - you are not getting the experience of night riding, open road speed, passengers etc and so you are missing out on learning those skills, which would make you a better overall rider.
I can see how that directly translates to the govt line that people on a less than full license are going to be more of a risk on the road.
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