Yup..I can confirm those facts lol
Use the bike for daily transport -No accidents or ACC claims made.

Chase the dog around the house and fall flat on my face and knock my four front teeth out

(last week...still hurts!)....ACC claim lodged.
But heres the zinger!....ACC have declined to cover me

...and have not explained why?? (I must not be covered for ACCIDENTS!)
So I pay excesive ACC fees for no cover at all now.....brilliant!
.....and they wonder why I only pay 6 months rego every year now
SCREW ACC!......can I go private?....of course not!, how do they make a profit with options like that!......bastards
GOD MY FACE HURTS!-off to gum some food now

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