Bro, I got a 400cc too (CBR) and Cops don't even look twice at me.
Speeding? Yeah if you get snapped, you'll get the speeding fine, and they'll probably NAIL you on overdoing your CC restriction.
If it's a random stop / checkpoint - i'd just say 'hell man look at my belly ya reckon a 250 gonna get me to work and back?' and hope for the best.
Really, if you're not speeding, you'll never get stopped, so it will never come up...
Only issue is those damn ACC checkpoints n stuff that are cropping up! but a chick chat with a few bikers who've come from the direction you're heading usually confirms the road is clear
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