TOP QUOTE: “The problem with socialism is that sooner or later you run out of other people’s money.”
A glimmer of hope that you're not totally thick...
Simply put, without the differing risk-ratings, vehicle-based ACC levies have to provide $XM, split between the number of vehicles. If discounts are offered on multiple vehicles, then the first vehicle/s must carry a greater proportion of the amount required.
Put the levy on fuel. The annual litreage of fuel use is a relative constant, so tptb can easily work out how much is required per litre, add it at the pump, and adjust up or down as required. No-one is penalised for owning multiple vehicles, everyone pays according to their road use and barring the odd drive-off at fuel stations (never stop those) no-one escapes paying their share.
Of course, those with fuel-hungry vehicles might complain...
Do you realise how many holes there could be if people would just take the time to take the dirt out of them?
It could be a lot worse. Get caught on the UK without a current tax disk (or insurance) and the vehicle is instantly impounded.
Lets see:
1. Govt announce increase in registration costs.
2. Heaps of prople come on here and say "right - I am not going to pay any registration".
3. Govt announces demerit points for offences
Hmmmm
I have always struggled with the whole argument at point 2. Where is the logic in not paying anything? this means, in effect, myself and other law abding road users are contributing for you. Is that fair? So - sorry if you end up getting caught and losing your licence they you will get little symapthy from me. You roll the dice, you pay the price.
As for the revenue gathering argument. Hang on - they have decreased the fine? So this is not about revenue gathering for the offence? It is more about getting people to contribute for using the roads?
Ever used a hospital? Ever collected govt subsidies on prescriptions? Got kids in school? Been on a benefit?
How do you think all this stuff is paid for? Magic? What if we all said - "I don't agree with paying taxes so I'm not paying"?
Drive on the roads? Then contribute to the costs!
Regards
DougieNZ
J'Ville
Wellington
Believe it or not this has been discussed with TPTB in several 'meetings' I have attended, there is some sympathy toward multiple vehicle owners, yet there is no system in place that (currently) can deal with this
Risk assessment based on history and claims has been discussed as well (I would be cooked LOL) but I am not allowed to talk about these things of course........
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Just ride.
If it wasn't for a concise set of rules, we might have to resort to common sense!
I'm sure that this would be even more unfair. I touched on it in an earlier post.
The only way to offer discounts for good claim history would be to shift to licence based levies. Which penalises those who do very little motoring. Unless the way it was applied utilised a method of adjusting the levy according to expected annual mileage...but how would that be policed?
Do you realise how many holes there could be if people would just take the time to take the dirt out of them?
How many people without a current tax disk do the runner? Common or unheard of?
Because if I had to play the numbers, a fake plate and a fireblade seems like pretty good odds of getting away with it. Might need a Chinese fairing kit and some matt black paint though... (or at least a couple of kits, IYKWIM).
Giving some consideration to multi-vehicle ownership - I can see considerable scope for abuse if discounts were offered in this scenario.
A group of owners could get together and form a partnership, company, trust, or any other single legal entity, and then register all of their vehicles under that one name. They could still retain the right to their bike under a constitution or equivalent legal framework within that entity.
And if we are talking about saving people $500 each, then there is considerable motivation for them to do this. I can't see anyway to prevent this.
Also considerable ACC revenue may be lost to current fleet operators. Consider a large corporate with 500 vehicles - all of a sudden their ACC bill would reduce from 500 down to the hugely discounted rate.
The effect of this would be that everyone else's ACC levy would increase. Possibly by quite a bit.
And part of this is that just because a person owns more than one vehicle does not mean all of those vehicles are not used at once. Consider your typical two car family where the cars are registered to a single legal entity - yet both cars are being used.
The more I think about it, the more I come to the conclusion of trying to handle the situation of a single person owing multiple vehicles where only one is used at a time to achieve a lower ACC premium for that one person within the current framework is just too dangerous. There could be a lot of unintended issues.
Shifting 100% of the ACC levy to fuel seems like the simplest option to me, still.
Fair.
Least open to abuse.
Covers all the bases for high, or low, mileage (read that as time exposed to risk).
Easily implemented.
Easy to adjust amount as required (no need to wait until July 1st to raise/lower).
The only 'drawback' for the govt/ACC is their bullshit risk-rating wouldn't apply.
Do you realise how many holes there could be if people would just take the time to take the dirt out of them?
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