All charges dropped

[MSTRS:Me]

The NZTA only record demerits - the law does not allow them to record tickets that do not include demerits, so speed camera tickets are not recorded against your licence.

Please tell me why insurers ask if you have had any traffic offences in the last 5 years INCLUDING speed camera ones...if they don't count.

[Bassmatt]

Please tell me why insurers ask if you have had any traffic offences in the last 5 years INCLUDING speed camera ones...if they don't count.

Any excuse to avoid making a payout

[MSTRS:Me]

Any excuse to avoid making a payout

If they find out you lied, after the fact. Or they increase the premium and excess at the time of taking out the policy.
The point being that davereid is not quite right when he asserts that speed camera fines don't count.

[Zedder]

If they find out you lied, after the fact. Or they increase the premium and excess at the time of taking out the policy.
The point being that davereid is not quite right when he asserts that speed camera fines don't count.

Davereid was right in that speed camera fines don't carry demerit points. Therefore, the fines shouldn't be listed against a licence and the court has been overly officious there for some reason.

The insurance companies ask for any driving offence or traffic enfringments obviously to assess risk so all offences, regardless of speed camera or otherwise, should be listed. Insurance cover is null and void unless this is done.

[MSTRS:Me]

Davereid was right in that speed camera fines don't carry demerit points. Therefore, the fines shouldn't be listed against a licence and the court has been overly officious there for some reason.

Fair enough. I know they carry no demerits. Yet - IF speed camera offences/fines are not recorded against a person's licence, then why should anyone be upfront to insurers? Since how would they find out any other way?

Re-reading Delerium's post, I'm not sure why he received these tickets. If they'd been paid, why would the courts be 'chasing' him? Alternatively, how did the guilty get sprung, if the OP's details were on record?

[Zedder]

Fair enough. I know they carry no demerits. Yet - IF speed camera offences/fines are not recorded against a person's licence, then why should anyone be upfront to insurers? Since how would they find out any other way?

Re-reading Delerium's post, I'm not sure why he received these tickets. If they'd been paid, why would the courts be 'chasing' him? Alternatively, how did the guilty get sprung, if the OP's details were on record?

You're getting into morality here as opposed to the original issue but I suppose it boils down to whether you're an honest and decent human being. If you're a crap driver (lots of trafffic offences) and lie about an insurance question though it'll most probably catch up with you sooner or later.

Perhaps the OP needs to provide more info about his case.

[MSTRS:Me]

Can someone clear up the issue of speed camera fines and licences?
The (original) ticket will be sent to the registered owner of the vehicle. They either pay it, or provide details of who should. Somewhere in the system is the licence of the accused, which is no doubt how the courts find them.
No demerits, but is the offence listed against the licence? Or not?

[davereid]

If they find out you lied, after the fact. Or they increase the premium and excess at the time of taking out the policy.
The point being that davereid is not quite right when he asserts that speed camera fines don't count.

My post was a reply to Delerium who said "I may need your help. Have received 2x speed camera tickets (same camera) which was not me... the tickets HAVE been paid by the actual person...., the infringement is STILL on my drivers license...."

I pointed out that there are no demerits for speed camera tickets so nothing is recorded by the NZTA against his licence.

I also said that as the fine has been paid its closed.

Delerium has no need to tell his insurers anything, as he is only obligated to tell them relevant stuff.

And the fact that someone else got a speed camera ticket in a van he also drives is not relevant.

[MSTRS:Me]

Sorry to be chewing on this one, but the offence is/was recorded against somebody. Presumably their licence comes into it somewhere in the system. You say it's not recorded, but Delerium's post suggests it is. Forget the demerits. That's not the issue in this case. Insurers are interested in the offence, not the penalty. Delerium may be innocent, but the record shows he is not. And that is potentially a big problem.

[FROSTY:Me]

Can someone clear up the issue of speed camera fines and licences?
The (original) ticket will be sent to the registered owner of the vehicle. They either pay it, or provide details of who should. Somewhere in the system is the licence of the accused, which is no doubt how the courts find them.
No demerits, but is the offence listed against the licence? Or not?

I've been having an ongoing arguement with the justice department on this exact subject for around 2 years now.
But the guts of it is that several vehicles are registered in my company name. The company isn't a person nor does the company have any kind of drivers licence. So therefore I understand that no points are registered against a licence.

[MSTRS:Me]

Yeah Frosty, I know. No points. It's the OFFENCE itself...is it recorded against the licence of the person who was sent the infringement notice and/or the person who accepted they were the driver and paid the fine?

[davereid]

Yeah Frosty, I know. No points. It's the OFFENCE itself...is it recorded against the licence of the person who was sent the infringement notice and/or the person who accepted they were the driver and paid the fine?

I suppose the police infringement bureau will keep a record of the offence against the vehicle.

But it can't be linked to an individuals licence.

You don't need a drivers licence to own a vehicle, or to be the registered person.

The registrar (thats the NZTA) is the only one authorised or able to record or change driver licence details. So you can be assured nothing is recorded against the driver.

The police can READ PARTS of the driver licence database. But they can't read all of it, and they can't change any of it, other than creating pseudo licences.

[Max Preload]

Or it might make them even more zealous in dishing out ticket after Court, - you know, to catch up on their non-quota...

A normal person would cease such dodgy practices, yet here you are saying that they would instead ramp them up. Very disappointing.

Clearly your insider knowledge of their tactics is superior to ours in this regard.

[Max Preload]

There are currently no demerits recorded for speed camera offences.

If the money has been paid it can be ignored.

Not the insurance implications.

[davereid]

Not the insurance implications.

Yeah true, but in this case the OP had made the point he was not the driver. So there are no insurance implications.

You have to tell your insurer relevant stuff. But in this case the fact that someone else got a ticket in a vehicle that you don't own is not relevant.