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Thread: Bike insurance for beginners?

  1. #16
    Join Date
    4th May 2006 - 22:17
    Bike
    1987 GPX 250
    Location
    New Zealand
    Posts
    3,445
    Quote Originally Posted by Zedder View Post
    I've got a full licence and been riding for years with no drama and Kiwibike wanted $600 from me. I pay less than half that elsewhere.
    Kiwibike can be strange. Have had massively different quotes from different people a few days apart for the same vehicle.

  2. #17
    Join Date
    23rd April 2010 - 15:30
    Bike
    NC30s
    Location
    Waikato
    Posts
    790
    Kiwibike are a broker, not an insurance company. They deal with a few different companies to try and find the best insurance deal for you. I am with Protecta, through Kiwibike and pay $329 per year with an excess of $500, for a bike valued at $3000. This was, and still is, the best around for my circumstances.

  3. #18
    Join Date
    3rd April 2011 - 13:51
    Bike
    VFR800
    Location
    Auckland
    Posts
    161
    Quote Originally Posted by Vinz0r View Post
    Kiwibike are a broker, not an insurance company. They deal with a few different companies to try and find the best insurance deal for you. I am with Protecta, through Kiwibike and pay $329 per year with an excess of $500, for a bike valued at $3000. This was, and still is, the best around for my circumstances.
    Fair enough, but brokers aren't infallible. It does pay to do some research yourself.

  4. #19
    Join Date
    1st August 2011 - 07:53
    Bike
    2009, Yamaha XV250
    Location
    Wellington, New Zealand,
    Posts
    10
    Insurance for protecta for a Yamaha XV250 cost $443 a year.

  5. #20
    Join Date
    13th November 2004 - 08:11
    Bike
    2001 Suzuki SG350 'Goose'
    Location
    Napier, New Zealand
    Posts
    279
    Quote Originally Posted by Gearup View Post
    Fair enough, but brokers aren't infallible. It does pay to do some research yourself.
    What are you talking about??? I am an insurance broker, and I am infallible. Except when I don't know something. In that event, I am still right.
    This is who we are



    <A HREF="http://www.nitpickers.com/"> <IMG SRC="http://www.nitpickers.com/gifs/regicon2.gif" ALT="Registered Nitpicker"> </a> <BR>

  6. #21
    Join Date
    28th February 2011 - 12:15
    Bike
    05' Zx6r
    Location
    Wellington
    Posts
    275
    Hey mate I was in the same situation as you a month ago and my insurance was 30$ a month with a Honda Spada VT250. I'd imagine it'd be the same price for any other 250.

    BY THE WAY DO NOT RIDE YOUR BIKE WITHOUT REG OR WOF OR IF YOU FUCK YOUR BIKE YOU WILL NOT GET A PAY OUT

    I learnt from experience

  7. #22
    Join Date
    5th March 2011 - 02:40
    Bike
    Suzuki Gladius 09
    Location
    Whangarei, Northland, New
    Posts
    696
    Quote Originally Posted by craignzcd View Post
    hi ...was wondering what sort of insurance prices beginners can expect to pay when getting a 250cc bike....have just got to do my theory then in about 2 1/2months am looking at getting a 250 bike... hopefully will be a 2009 plus hyosung gt250r tried one on for size a couple of weeks ago and felt very nice....the guys at hyosung nz on barrys point road were very helpful...just saving the last bit now.....any helpful tips or info would be apperciated......in the meantime hope to get down to mansfield to take a few pics of the racing this saturday....weathers looking good...cheers
    I got mine through state, it was cheap as chips $118 p/a!!! In saying that I have other insurance with them and other bits and pieces make a difference.
    "All people have the right to stupidity but some abuse the privilege."

    "Loooordi Looooordi Loooooordi......another round of L's Angel's naughty corner"

  8. #23
    Join Date
    29th May 2011 - 10:20
    Bike
    Street Triple 09
    Location
    Auckland - Temp Oz Import
    Posts
    117
    another NAC user.
    this is my very first time EVER insuring anything in my life and NAC seemed half decent, so here's my setup:
    NAC
    Market value = $3300- ? Suzuki Bandit 250, 1996, only just bought it for $3250- with 5k genuine k's on the odom
    Full comp = $232.5 yr
    Monthly Prem = $19.34
    Excess = $600-
    Theft Excess = $400-
    free roadside, no cancel fee, pay monthly (no 10% extra fee)
    add other riders for free to the bike insurance, also something about if i drive/ride another persons bike i am also covered for something. cant member now, prob if i was not a fault they would cover.
    signed up over the phone, credit card details needed.

    cheers 4 the help fellas

  9. #24
    Join Date
    29th May 2011 - 10:20
    Bike
    Street Triple 09
    Location
    Auckland - Temp Oz Import
    Posts
    117
    actually. how would i find out what the market value of the bike is?
    did i sorta milk the market value of my bike?
    meh

  10. #25
    Join Date
    28th July 2011 - 12:18
    Bike
    2009 SYM VS 150
    Location
    Waitakere
    Posts
    20
    I have third party insurance with AMI for my $4000 150cc scooter, which I arranged when I was on my restricted license. It was approx $60 for the first year, and the second year was approx $35 thanks to the no claims bonus. 20 y.o female

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