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Thread: Bike insurance for beginners?

  1. #1
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    18th November 2010 - 20:43
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    Bike insurance for beginners?

    hi ...was wondering what sort of insurance prices beginners can expect to pay when getting a 250cc bike....have just got to do my theory then in about 2 1/2months am looking at getting a 250 bike... hopefully will be a 2009 plus hyosung gt250r tried one on for size a couple of weeks ago and felt very nice....the guys at hyosung nz on barrys point road were very helpful...just saving the last bit now.....any helpful tips or info would be apperciated......in the meantime hope to get down to mansfield to take a few pics of the racing this saturday....weathers looking good...cheers

  2. #2
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    19th August 2010 - 13:46
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    Modified 2014 Bonnie
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    Go online to Kiwi bike insurance, you can get an online quote, they are competitive.
    "A man can no more diminish God's glory by refusing to worship Him than a lunatic can put out the sun by scribbling the word, 'darkness' on the walls of his cell."
    C.S. Lewis

  3. #3
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    20th June 2011 - 20:27
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    I went for AMI. Cheep as chips. But im 43 so that would have something to do with it.

  4. #4
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    18th November 2010 - 20:43
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    im 42....got a quote so far from kiwi bike insurance so far and works out at 497 per year.....will try and get some more quote and compare them.....cheers

  5. #5
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    11th March 2011 - 14:42
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    Wanganui
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    Insurance

    I'm 45. I shopped around quite a bit and eventually went with Protecta, pay around $280 per year. again I think that is due to age etc.

  6. #6
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    4th April 2011 - 18:44
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    It will depend on quite a lot of things, your age, years you've held a license, insurance history etc.

    It pays to look around as some places are a lot cheaper than others.

    From memory, AA Insurance won't even insure you if you are on a learners or restricted license.

  7. #7
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    13th November 2004 - 08:11
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    2001 Suzuki SG350 'Goose'
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    Napier, New Zealand
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    Classic Car insurance (an off shoot of Vero) are usually who I put all my clients through. That or Protecta if they are really dodgy.

    Cheap premiums yet a huge excess.
    This is who we are



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  8. #8
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    18th November 2010 - 20:43
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    just tried prtoecta online quote....for the same thing it is going to cost $790 for same sort of thing as kiwibike....got a bit more looking around to do by the looks of things.....

  9. #9
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    6th June 2007 - 14:01
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    2007 Yamaha Scorpio SX4 225cc
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    I am with Classic Car Insurance, pay $314 a year $300 Excess. Great service.
    Have to also see with compaines what they actually cover in terms of protective gear etc. Classic cover is great.
    Looking forward to getting out and practice practice and practice.

  10. #10
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    14th October 2009 - 18:00
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    I'm with State (yes yes i know, Bastards to deal with but who gives a shit.. My choice etc etc) and pay $7.57 a fortnight. (I am 21 yrs old) In saying that, The bike is insured for appx $2,500
    The only stupid question is a question not asked!

  11. #11
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    21st April 2011 - 13:13
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    Kiwibike or NAC.
    Both offer decent premiums and excess. (and my quote was for a under 20yo male rider on a learners)

  12. #12
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    3rd April 2011 - 13:51
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    Quote Originally Posted by The End View Post
    It will depend on quite a lot of things, your age, years you've held a license, insurance history etc.

    It pays to look around as some places are a lot cheaper than others.

    From memory, AA Insurance won't even insure you if you are on a learners or restricted license.
    Yep, it certainly does depend on age, history etc. I'm in my 40s and been riding for 25 years with no claims and pay $156. Funny though how the ACC levy is $476 per year.....

  13. #13
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    4th May 2006 - 22:17
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    1987 GPX 250
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    New Zealand
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    NAC for learners and restricted.

    Kiwibike when you have your full.

    Easy.

  14. #14
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    13th July 2011 - 14:47
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    A Japper
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    Quote Originally Posted by sil3nt View Post
    NAC for learners and restricted.

    Kiwibike when you have your full.

    Easy.
    I've got a full licence and been riding for years with no drama and Kiwibike wanted $600 from me. I pay less than half that elsewhere.

  15. #15
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    8th March 2010 - 19:59
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    Will pop another vote towards NAC
    Quite competitive pricing and had no drama at all when I had to claim with them a few years ago (tree jumped out into the side of my car, true story)

    Those guys at Hyosung NZ on Barrys point road are great guys and are very helpful, they may be able to point you in a direction also. Careful of the anit-Hyo bunch on here though, sometimes they bite if you get too close
    It wasn't me officer, I swear!

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