If it wasn't for a concise set of rules, we might have to resort to common sense!
So... let me get this straight. There was damage that was not caused by the quake and you wanted Vero to pay to fix that at the same time that they were fixing the quake damage, at no extra cost to you? Their obligation is to put it back to a position it was immediately prior to the quake - they sound like they did that...
You could have made a claim on the other damage too - but then you would have to pay two more excesses, which would have been more than the $500 to paint those extra bits.
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