Insurance claim question

[The Pastor]

and of course you have recepits for the parts and modifications that make your bike 7000 more than the normal market value.A Britten or original harley would not be uninsured,and the actual value would be an agreed ammmount.

Im not wanting money.

[The Pastor]

God after re-reading this, the amount of stupid is painful.

No wonder people dont like Insurance companies, they're too thick to understand them.

care to share your insight?

[BMWST?]

. why

you might run into the only road registered Britten....

[The Pastor]

you might run into the only road registered Britten....

I could have 3d party. Or I could have some money in the bank.

[The Pastor]

I know its a hard concept to grasp, but im surprised this thread has gone on for as long as it has.

[BMWST?]

Im not wanting money.

i can read quite well thankyou.How can you possible prove to any 3rd part y that your bike is worth 7000 more than market value without some proof of that added value?

[BMWST?]

I could have 3d party. Or I could have some money in the bank.

3rd party is insurance

[The Pastor]

i can read quite well thankyou.How can you possible prove to any 3rd part y that your bike is worth 7000 more than market value without some proof of that added value?

[The Pastor]

3rd party is insurance

really? I did not know that, thank you so much for pointing out that 3rd party insurance is insurance.

[The Pastor]

Ok, BMW dude. Ima bite.

I know you are probably old, as you have BMW as ur name, and you ride a BMW, probably in yousillys.

I'm talking about a non at fault accident, that being someone else crashing into me.

I would not be making a claim on my insurance (if I had any) as it is the other guys fault.

This is about me losing my bike due to someone else.

Edit, to answer your question, i'm not wanting money, i'm wanting a bike in a repair shop getting fixed (the guy/insurance company can choose whoever they want, doesn't bother me) and they send the bill to him (and i think that his insurance should pay it ) just as long as it comes back in reasonable condition. I don't give a flying monkeys ass if the repair costs $200, $5000 or $7000, but it must be of a professional standard.

[Captain_Salty]

i think what you want is totally reasonable, but if Mr Head has no insurance or money then you'll never get your repairs anyway. so you really need your own insurance to protect yourself from all the dickheads out there. it sucks but that's life

[BMWST?]

Ok, BMW dude. Ima bite.

I know you are probably old, as you have BMW as ur name, and you ride a BMW, probably in yousillys.

I'm talking about a non at fault accident, that being someone else crashing into me.

I would not be making a claim on my insurance (if I had any) as it is the other guys fault.

This is about me losing my bike due to someone else.

Edit, to answer your question, i'm not wanting money, i'm wanting a bike in a repair shop getting fixed (the guy/insurance company can choose whoever they want, doesn't bother me) and they send the bill to him (and i think that his insurance should pay it ) just as long as it comes back in reasonable condition. I don't give a flying monkeys ass if the repair costs $200, $5000 or $7000, but it must be of a professional standard.

thanks for clearing that up for me,I understand now.

[The Pastor]

i think what you want is totally reasonable, but if Mr Head has no insurance or money then you'll never get your repairs anyway. so you really need your own insurance to protect yourself from all the dickheads out there. it sucks but that's life

I understand that, my original concern was the insurance companies policy. Which i understand now. (rang NAC, and from this thread). I understand that they will only payout market value.

I also understand that I don't have to accept, and if i'm not happy with the offer of a payout, then I have the option of going to court. I'm told this is called a Tort.

Obviously going to court is going to cost big $$. I would need a lawyer, time off work and alot of booze to help with the stress.

Edit, If i ever get in this situation, i would be tempted to try a court battle, just for fun.

[short-circuit]

RM I can't advise you of the likelihood of you getting the outcome you're after (hypothetically) but I totally understand your line of thought, and yes I think the quota of idiots is at an all time high...most entertaining

[The Pastor]

RM I can't advise you of the likelihood of you getting the outcome you're after (hypothetically) but I totally understand your line of thought, and yes I think the quota of idiots is at an all time high...most entertaining

yeah, i think the same thing, I would really like to see this played out in court.