when the cost to repair is more than the min
they can get away with paying out to the owner
as a write off....
And they also take into account the amount they can
recover selling the bike as a wreck...
Pete
90% of all Harleys built are still on the road... The other 10% made it back home...
Ducati... Makeing riders into mechaincs since 1964...
the price that they can get for the wreck has a big input in to whether the bike is written off or not, the insurance company will know what the average price they get for the make/model of bike. if they can get a good price for the write off and this is bigger than the difference between the repair cost and what they have to pay you they will write the bike off. less cost to them and as has been eluded to no extra surprise damage to pay for that you don't find till you have started repairing the bike. I have done several insurace quotes for small repair costs to see the bikes written off because they sell for silly money as a wreck. insurance companies love trade me as the write offs sell for a lot more than they use to when the insurance companies sold them themself.
ASB are no better!
They do a basic frame alignment check as well which can point out that the frame or swing arm is damaged
also do run out checks on the front and rear wheels.. its the little things that add up..
Yamaha RRP for total fairing replacement on a 08 R1 ( 6K )
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