Ok so I had an accident over the weekend

[G4L4XY]

If you were going past the boat ramp on the coromandel north of tapu and you saw 2 cop cars an ambulance and a

firetruck that was me

I went to overtake a very slow moving car who decided it would be a marvelous idea to pull into the carpark on

the right at the exact time that I was going to pass. Now here's the thing if the car I was going to overtake had

their indicator on I wouldn't have passed (that would be stupid right?!)
And the first thing the guy says to me is "didn't you see the indicator"
So here's me thinking that they indicated (if at all) at the very last second and certainly not for 3 seconds.
Of course the cops like to dish out fines and they hand me over a fine for "overtaking without 100m clear

visibility" the thing is I had perfect visibility but it's the car thats cut me off and forced me off the road.

And on top of all of this the driver clearly didn't look in her mirrors before making the manouver.

I was thinking about trying to get off the fine but if it goes to court well the court costs will make it not even

worth it.

Now at the end of the day it probably is my fault I should've been more patient and waited and made sure of everything but meh.

Oh and another thing my rego was out by 3 days, what are the chances that my insurance company are going to be really mean and refuse cover?

[sil3nt]

They can't refuse cover because your rego is out.

[FJRider]

Very slow moving cars usually have a reason for going very slow. The very scenic aspect of the Coro' loop ... with the number of car-parks and look-outs ... means those in the area, are likely to be stopping at one of those places.
Just because you didn't notice an indicator ... does not mean it is/was not on. Cars have faulty indicators ... just as bikes do.
If your "visibility" was so good ... why were you not able to stop in half the clear distance ahead ... ?? "Visibility ahead" includes the area the vehicle you are passing is in.
Even if the car did see you in their mirrors ... it is not required to allow you to pass before they turn.
The responsibility to pass safely is on the overtaking vehicle.

The Coro' loop at Easter would not be the best place/time to tour with an expired rego.

In most cases Insurance companys do pay out ... just dont leave any bit out in your claim.

[G4L4XY]

Visibility was fine until the car turned and fully shoved me off the road I had no where to go

[ducatilover]

Bugger mate! Good to hear you are insured and okay

Wait for the "you should have, could have, would have seen it coming"
"I would have.."
"It is obvious..."


I shall drink a beer for you, because I am a top notch prick and did not see the situation and therefore cannot comment.

[sleemanj]

They can't refuse cover because your rego is out.

What he said. Lack of current vehicle licence ("rego") or WoF is not reason enough to deny cover, under the law (Insurance Law Reform Act 1977), your insurers won't even mention it for a rego, for a WoF they might have tried it on hoping you'd be a push over.

As for the ticket. Tough one. Very much your word against theirs without any witnesses. If they hit you in the side (side swiped you) you might have a better case.

[Bassmatt]

You're bloody brave posting an account of an accident on here.

[mrchips]

Sorry to hear.

That nearly happened to me a few years back.

Lucky i was counting to 10 & didn't follow thru with my usual ...... 'if in doubt get the fuck out'

[baffa]

Man that sucks.

Rego being 3 days out shouldnt affect your insurance, just as well the cop didnt ping you for that I guess.
That is a slap to the face with the overtaking fine, all things considered.

[G4L4XY]

Oh...should I delete it

[willytheekid]

Bugger mate! Good to hear you are insured and okay

I shall drink a beer for you, because I am a top notch prick and did not see the situation and therefore cannot comment.

+1
...you are (you must spread more...)

Glad to hear your alright mate
Aint it fun being human
...live an learn, shit happens

[G4L4XY]

Man that sucks.

Rego being 3 days out shouldnt affect your insurance, just as well the cop didnt ping you for that I guess.
That is a slap to the face with the overtaking fine, all things considered.

He said that he will let me off the rego and that

[Laava]

So you were OK then? Maybe you need to change your user name, A&E for me is what I saw!

[baffa]

What he said. Lack of current vehicle licence ("rego") or WoF is not reason enough to deny cover, under the law (Insurance Law Reform Act 1977), your insurers won't even mention it for a rego, for a WoF they might have tried it on hoping you'd be a push over.

As for the ticket. Tough one. Very much your word against theirs without any witnesses. If they hit you in the side (side swiped you) you might have a better case.

Just to clarify, this doesnt mean you can run around with no wof and expect insurance to pay out. If your wof has expired recently, and your vehicle is still roadworthy, then typically insurance wont be an issue.

However if it can be shown that the accident could have been avoided had the vehicle been roadworthy (for instance it had bald tyres, so skidded when good tyres wouldnt have caused the accident), then potentially your claim can be declined.

[G4L4XY]

Yeah we were ok just bruising and swelling with sprained muscles here and there, had the mrs on the back too, she's hurting more than me I feel pretty bad ay I had to call her parents to ask for a lift! lol!