NAC is cheaper than KB, and NAC's claim process was very good for me (yes, unfortunately I had the pleasure of experiencing that more than once).
But NAC would not provide any cover for any trackdays, including any open testing days and organised trackdays (kiwi trackdays, motoTT, anything).
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I've got house/contents/2 cars with them and they have been very good to deal with. We have had hit by others twice in the cars and had a couple of windscreens done, never a problem.
Their bike insurance was too expensive though, so I went with Kiwibike who offered a better deal at the time, and have been with them ever since. (Although I am yet to test them with a claim)
When riding thru N.P. one time I called into their office to check them out - nice bunch - sat and had a chat with Dave, a most discerning gent...he rides a Trumpy too.![]()
Experience......something you get just after you needed it
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