Sooooo I've been in an accident

**Spazman727** · 23rd July 2012, 20:29

Originally Posted by mossy1200

??? Original post does not mention police report.
There must be one due to a injury which means the police would have to have attended. Whats the report say? You would also have to assume the insurance company has this report. Does this mean if they asked if he accepted liability the report says bike at fault???

Originally Posted by haimsadia

( yes he was found guilty by the police).

Anyway any input into this matter would be appreciated.

OP does mention a police report Mossy, and does say the other driver was at fault. Surely you should be able to get all property related expenses from the little cunt's insurance. And we do pay the big bucks for ACC to pay for medical costs.

It is really shit that you can lose your livelihood from someone's stupid actions, I feel for you buddy.

**mossy1200** · 23rd July 2012, 20:45

Originally Posted by Spazman727

OP does mention a police report Mossy, and does say the other driver was at fault. Surely you should be able to get all property related expenses from the little cunt's insurance. And we do pay the big bucks for ACC to pay for medical costs.

It is really shit that you can lose your livelihood from someone's stupid actions, I feel for you buddy.

Was that a edit add on or am I over tired tonight?

**St_Gabriel** · 23rd July 2012, 20:52

BULLSHIT that ACC will sort out the medical, after my accident I had to "top up" the fee at Anglesea Clinic to see the doctor (I belive 30-50 bucks) and then had to "top up" for the radiology (around 80 bucks) thats on top of loss of a weeks wages as I was due to start a new job on the Monday but had to take an additional week off work so technically unemployed, so no sick leave and ACC doesnt payout for the first week off anyhow.

Good luck and list every little cost that is tangible like your helmet/glubs/boots/pants etc etc. Dont let the fuckers depreciate them if you can avoid it.

Finally good luck and I wish you a speedy recovery.

**FJRider** · 23rd July 2012, 20:58

Originally Posted by mossy1200

That part of op seems to indicate other party told his insurance company bike to blame.
Im curious as to if there is police report.
Its hard to judge whats happening with one side of the story and being unconcious doesnt let us know what happened in the time between accident and leg straightening. We have no info on what witness reports etc are.
Idd say with ambo/location and unconcious person police would have been there and getting witness statements.
Accident Queen St Auckland not 7mile road Oamaru.

It would be natural for "the other party" to claim innocence. Especially the guy has a few prior's ... and a teenagers excess would be pretty high (under 25) and if he can get the scooter rider to pay ...so be it ...
I've been in a few prangs where I "lost time" ... but later found, by reports ... I was walking/talking ... but I have no recall of it.

Auckland ... thats somewhere near Taupo ... right ... ???

**mossy1200** · 23rd July 2012, 21:20

Originally Posted by FJRider

It would be natural for "the other party" to claim innocence. Especially the guy has a few prior's ... and a teenagers excess would be pretty high (under 25) and if he can get the scooter rider to pay ...so be it ...
I've been in a few prangs where I "lost time" ... but later found, by reports ... I was walking/talking ... but I have no recall of it.

Auckland ... thats somewhere near Taupo ... right ... ???

Not sure but Queen street is the donut shop capital of NZ

**gonzo_akl** · 23rd July 2012, 22:54

Originally Posted by FJRider

It would be natural for "the other party" to claim innocence. Especially the guy has a few prior's ... and a teenagers excess would be pretty high (under 25) and if he can get the scooter rider to pay ...so be it ...
I've been in a few prangs where I "lost time" ... but later found, by reports ... I was walking/talking ... but I have no recall of it.

Auckland ... thats somewhere near Taupo ... right ... ???

Said teenage driver may've only had a licence less than 2 months and was very in-experienced driver, may've made an error of judgement in maikng a turn, may've visited the OP in hospital to express concern. But hey that may've been a cvompletely different accident

**haimsadia** · 24th July 2012, 09:42

Originally Posted by phill-k

Mate sue the prick you will get millions of dollars cheers acc

Amen to that but apparently we can't do that here... ><

Originally Posted by Gremlin

Very typical for insurance to send you a letter saying you were at fault etc. Refer them to the police report and findings (he was found guilty) and that should stop that part.

You'll need to value your gear, if new enough, put the cost prices down, all the gear that was damaged etc. Tell them you want that much (provide proof of numbers etc). Stick to your guns, they will likely try to offer you less and then it becomes a debate of how far you are prepared to push it.

I have all receipts for my gear so I just need to wait? how Cunty is 'vero' as an insurance company?

Originally Posted by mossy1200

??? Original post does not mention police report.
There must be one due to a injury which means the police would have to have attended. Whats the report say? You would also have to assume the insurance company has this report. Does this mean if they asked if he accepted liability the report says bike at fault???

Report states other party is at fault.

Originally Posted by rastuscat

Whatever happens to the offender will make zero difference to your injuries.

The justice system will leave you feeling victimized again. Once by the crash, again by the system. If you let it.

Expect nothing, it's what you're going to get.

Sad but true.

That's just so unfair it's just not funny. I get so fucked by this guy and he gets to just walk away I feel so victimized (good choice of word mate).

Originally Posted by jrandom

Your medical treatment will be immediate, will be of high quality, and will be fully paid for by ACC (http://www.acc.co.nz/).

ACC will also, while you're unable to work, pay you 80% of what you were earning prior to your injuries.

Check out the website. Plenty of people on this forum will be happy to help if you need assistance claiming ACC cover, I'm sure.

The NZ legislation that set up ACC also abolished, in return, the concept of suing for personal injury. You have no ability in NZ to get compensation directly from the other driver because you got hurt in the crash.

The other driver's insurance will pay to cover the damage to your scooter once they've established that they can't wriggle out of it, although I don't expect that fixing your nifty fifty is the biggest thing on your mind right now.

You'll just have to suck it up, be grateful for the free medical care, and get on with your life as best you can. Sometimes shit happens. Every day you wake up alive is a good day.

Kia kaha.

Totally agree with you on that one but when a SIXTEEN (16!!!) year old kid fucks my life doesn't his rich parents have to help me out in some sort of way? its just so unfair in this country why do we (the injured and innocent) have to pay for someone else's mistakes ???? Ofcourse i'm grateful for living and still being able to do the things Im able to do now after this awful accident but it still doesn't relieve him from his moral duties as a party at fault to repay or compensate the person that was really disadvantaged by his actions.

**avgas** · 24th July 2012, 10:02

I know the feeling mate (I was 3rd year engineering student when it happened to me).

While I would like to say that you will get looked after - you won't. Chances are you will get the cost of your bike, medical bills and 70% of the value of your gear returned to you.

If ACC don't budge on the income thing - simply state that you want the "minimum weekly payout".........they are not at liberty to disclose this, but I think its about $200/week and its paid out if they can get insufficient details of your work place or where you worked.

As for retribution, the best legal option you can hope for is "Dangerous driving causing harm" to appear on his criminal record. Hopefully this will come with a few hundy cash as reparations.

On the illegal side, you should know all his details as per police report.........and I bet he has a xbox and a flat screen. (usually I don't condone this, but I am well and truly sick of the BS in NZ regarding vehicle accidents, if he attacked someone with an axe or a gun it would be more severe punishment).

**jrandom** · 24th July 2012, 10:08

Originally Posted by haimsadia

Totally agree with you on that one but when a SIXTEEN (16!!!) year old kid fucks my life doesn't his rich parents have to help me out in some sort of way?

Nope.

Originally Posted by haimsadia

its just so unfair

Yep.

**Katman** · 24th July 2012, 10:09

Originally Posted by haimsadia

I was going at full speed through a green light at about 45-50km/h as i got hit by a teenage driver this caused me to become unconscious.

I realise that 45-50km/h is within the speed limit but the way you've worded this sentence makes me wonder whether you had your mind fully on the job at the time.

Just saying like.

**baffa** · 24th July 2012, 12:56

I would expect the kid to be charged with careless driving, and potentially lose his license for a few months.
Bad luck OP, I have had a couple of friends taken out by idiot drivers, one had extensive surgery on his ankle and was laid up for some time, so I know how frustrating it can be.

Only last night some stupid fuck with a car full of mates didnt even look at me as I rolled into a roundabout, then only skidded to a halt when I beeped at him, otherwise I might have been sharing a room at the hospo with you.

**Tigadee** · 24th July 2012, 13:22

I always look both ways whenever starting off at or going through an intersection, even when it's been green for a while.

But then would it make a difference? I could hit the brakes and still not stop on time, and end up being t-boned anyway...

That's tough shit, OP. Hope you get all better and that piece of scum-pig gets his karma...

**Katman** · 24th July 2012, 13:31

Originally Posted by Tigadee

That's tough shit, OP. Hope you get all better and that piece of scum-pig gets his karma...

Just to throw a bit of balance on the situation.....

This could just as easily be a case of a scooter rider, going "full speed" through an intersection trying to beat a yellow light, coming up against an inexperienced driver finding themselves in the middle of an intersection waiting to turn right and suddenly being confronted themselves by a yellow light.

Perhaps the driver is still in the wrong but it's a little bit much to just assume he's a "piece of scum-pig" based solely on one person's description of the accident.