Write off

[haydes55]

Get to an empty parking lot and practice some braking. The body is all fine and your gear wasn't damaged?

[Fast Eddie]

I would have thought phoning your insurance company and asking them would have been a good idea.

who needs good ideas?

[Fast Eddie]

Tucked the front eh?

progressive brake application anyone? brake in a straight line anyone?

Both times I've emergency stopped it's dumped me on the ground. One of those "lovable" idiosycrasies of GNs?

lol no, I would point the finger at the operator..

[bogan]

Tucked the front eh?
That's pretty easy to do on a GN with nylon tyres.

[ducatilover]

progressive brake application anyone? brake in a straight line anyone?

Go on, you know you want to try it
Good thing is when you're used to a Ginny, you can make it start to tuck, then lliterally man-handle the bastard back up. It's proper fun

[BoristheBiter]

Hi

If you have an accident on your bike and it's too expensive to repair what are your options?

Can you remove personal add-ons like luggage panniers, top boxes, racks, tassles....?

I'd like to buy the bike back and fix it myself. Anyone done that?

Gutted.

(Not the the new one I just got).

GNJ

When you put things onto your bike you should ring your insurance company and tell them so when you need to claim they will incorporate the cost of replacing repairing all damaged parts.

[Dogboy900]

I had a CBR 600 written off years ago, and the insurance company gave me the option of keeping it for a slightly smaller insurance pay out.
I went with this option stripped off what I wanted to keep and sold the wreck through Turners Auctions (A work mate bought it and street fightered it... Badly, bloody UGLY!)

It is worth arguing with the insurance company if the amount they offer is well below what you think the bike is worth. I did and eventually we settled somewhere in the middle. I think we were both unhappy with the result!

The wreck sold for more than the reduction in the pay out so all good for me

Glad you got off (so to speak) unhurt.

[superjackal]

Tucked the front eh?
That's pretty easy to do on a GN with nylon tyres.

If you want to buy it back etc, just do it.

It had City Demons on it? Never been comfortable with the GNs brakes.

[superjackal]

progressive brake application anyone? brake in a straight line anyone?

lol no, I would point the finger at the operator..

Not completely unfair. I have a lot to learn. It's was a swervey/brakey kinda stop. Locked and turning seems to mean "dump rider". One of those brake or smash harder crashes. There was no time to "progressively" brake.

Have been taking it reeeeeeeeal easy this week on the new bike. Really don't want to bin this one.

Work gave me the day off!

[ducatilover]

It had City Demons on it? Never been comfortable with the GNs brakes.

Crikey, you're doing pretty well to tuck it on proper rubber
Gn brakes aren't...good. Mine's got a fresh system ont he front and it's like running two dicks on a dead parrot, not completely ideal and feels wrong.
Biggest problem with them is really the geometry ad the silly skinny tyres.

[tigertim20]

Don't you need an engineers report if there was any suspension or frame damage?
I'm not sure on that though.

It's not economical to do, but who gives a shit? It's your money and your bike.
I've built my Kawasaki from the ground up, I probably could have another two ZZR600s for the money in it, but I couldn't care less, it's my bike and my money

yes. Generally, if its a write off, you have to PROVE that there was no structural/frame/fork damage. there are a few ways to do this. If the intended repairer immediately after the crash assessed it, and wrote explicitly on the paperwork 'no structural/frame damage, cosmetic damage only' then you can use that bit of paper to prove it and avoid the cost of an engineers report.
the issue with that is that when buying a damaged bike at auction, you seldom get any paperwork other than the bill of sale or a receipt. Its uncommon for the assessor or intended repairer to actually state 'no frame damage' and even if they do, you as the eventual purchaser of the wreck are unlikely to get that paperwork anyway, unless you knew the previous owner and they go and get it for you. repairers etc won't just provide you with that paperwork due to 'privacy' etc.

bottom line is that its smart to get an engineers report regardless, if you are going to be riding the bike around you want to know its safe for yourself. I got an egineers report for the last bike had re-rego'd (was bought as a damaged bike) and thankfully, the engineers report confirmed that the damage was only cosmetic. Allow anywhere between $250 and $600 for the report, different places will charge differently.

Actually, no you can't.

actually, yes you can!

That was changed recently wasn't it? Pretty sure it used to be "performed by somebody competent", which didn't define what competent was? Bloody stupid

Correct. If I remember correctly the wording is 'a competent person' so anyone with the tools at home can do it - you can just ask at VTNZ, or at the certifiers for a copy of the paperwork, and fill it out, it isnt hard to do, but if you havent done much mechanical stuff yourself, youd be a fool to just go do it yourself anyway - its your brakes after all!!!

Yeah, but it's my (was my) little "shitter". First bike in all. The damage seemed superficial, all the damage has added up, plus labour etc. I rode it from the accident to the repairer so it was still workingish.

It happened at the basin reserve in Wellington while changing lanes. They've f**ked around with the lanes so it's confusing the hell out of people and muppets that can't read road signs are panicking. A couple of 4x4s were in front of me. I indicated, looked over my shoulder to check safe to change, looked back and both 4x4s had stopped. Threw on the brakes and (again) the GN just dumped me onto the ashphalt. I ended up underneath the 4x4 in front. he was a good guy who stopped to help and didn't see any damage to his car. He made sure I was ok, flicked me his business card and left.

Both times I've emergency stopped it's dumped me on the ground. One of those "lovable" idiosycrasies of GNs? It's technically my fault as I couldn't stop in time. But, really, it's the dickhead in front who came to a complete stop because they couldn't figure out which lane to be in.

Good reminder to chill out on the commute.

I feel guilty-as towards the little shitter as it didn't deserve to be written off.

I'd have thought I could repair it myself, but then there could be all kinds of damage I don't know about.

I suspect it will be tidied and re-sold. Hope so.

Sounds like you didnt give yourself enough following distance (had to say it before KM did!)

Well, you could wait and see what the damage is. If it is just cosmetic damage, and you dont mind riding a bike that has some dents and shit, then yeah, it could be economical to buy it back and just tidy it up over time.

[Haggis2]

Go on, you know you want to try it
Good thing is when you're used to a Ginny, you can make it start to tuck, then lliterally man-handle the bastard back up

Or not, as in this case....

[ducatilover]

yes. Generally, if its a write off, you have to PROVE that there was no structural/frame/fork damage. there are a few ways to do this. If the intended repairer immediately after the crash assessed it, and wrote explicitly on the paperwork 'no structural/frame damage, cosmetic damage only' then you can use that bit of paper to prove it and avoid the cost of an engineers report.
the issue with that is that when buying a damaged bike at auction, you seldom get any paperwork other than the bill of sale or a receipt. Its uncommon for the assessor or intended repairer to actually state 'no frame damage' and even if they do, you as the eventual purchaser of the wreck are unlikely to get that paperwork anyway, unless you knew the previous owner and they go and get it for you. repairers etc won't just provide you with that paperwork due to 'privacy' etc.

bottom line is that its smart to get an engineers report regardless, if you are going to be riding the bike around you want to know its safe for yourself. I got an egineers report for the last bike had re-rego'd (was bought as a damaged bike) and thankfully, the engineers report confirmed that the damage was only cosmetic. Allow anywhere between $250 and $600 for the report, different places will charge differently.

actually, yes you can!

Correct. If I remember correctly the wording is 'a competent person' so anyone with the tools at home can do it - you can just ask at VTNZ, or at the certifiers for a copy of the paperwork, and fill it out, it isnt hard to do, but if you havent done much mechanical stuff yourself, youd be a fool to just go do it yourself anyway - its your brakes after all!!!


Sounds like you didnt give yourself enough following distance (had to say it before KM did!)

Well, you could wait and see what the damage is. If it is just cosmetic damage, and you dont mind riding a bike that has some dents and shit, then yeah, it could be economical to buy it back and just tidy it up over time.

Some very useful info in here


If you do buy it back I'll help you source parts

[GDOBSSOR]

Hm... I haven't had my GN very long. I have full insurance for $2000, but could my insurance company try and dick me around/not pay out the amount insured for if my bike is written off/damaged?

[bogan]

Or not, as in this case....

Yeh, I'll manhandle my dirtbike around from a tuck 9 times out of 10, but on the ginny, it was more like, progressively brake harder... why is everything now sideways? Dicks on a dead parrot is both a depraved, and accurate term for the GN's braking system.