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Thread: Been in a crash: Insurance advice?

  1. #61
    Join Date
    19th August 2003 - 15:32
    Bike
    RD350 KTM790R, 2 x BMW R80G/S, XT500
    Location
    Over there somewhere...
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    3,954
    Quote Originally Posted by baffa View Post
    Insurance companies cannot discharge themselves of your liability if you admit fault.
    Like hell they can't.
    If you admit fault in writing and prejuidice the insurers chance to recover their costs, your claim is very likely to be declined.

  2. #62
    Join Date
    6th March 2012 - 11:45
    Bike
    VFR
    Location
    Auckland
    Posts
    543
    Welp, slight update. Botany Honda texted me Friday saying they had sent over the quote to Fintel. Gave Fintel a ring today, the repairs had been approved Monday (holy quick turnaround batman), and I should ring Botany Honda to make sure they've cracked into it. Rang up Botany Honda, they'd already started sorting it out yesterday afternoon. Repair estimate came in at around $4,000. I reckon the fact it had quite a few aftermarket bits on it saved it from being written off (aftermarket fairings/riser handlebars ect).

    Botany Honda reckons they can have it rideable within the week, and so I'll be able to have it back again while new fairings come into the country.

    All in all, an extremely happy me. Fintel was onto it straight away, and didn't yank me around at all. Botany Honda's been pretty awesome to deal with as well. The lady who caused the crash called her insurance co the next morning 8am, got me a claim number straight away, and was also a fine upstanding citizen.

    My knees still a bit fucked, but all in all, for a first time crash on two wheels or four, it hasn't been too traumatic an experience. It's nice to know that there are some decent people out there, and that the insurance companies aren't always out to screw you. All that being said, I'm in no hurry to repeat the experience

  3. #63
    Join Date
    5th March 2012 - 14:42
    Bike
    2007 Suzuki LS650 Boulevard
    Location
    Hamilton
    Posts
    428
    It is nice when things work like they should.
    There are 10 types of people in the world: those who understand binary, and those that do not.

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