Learner insurance?

[jorabro]

Just bought my 02 VTR250.
Currently on learners, had it for 4 years and can probably get a restricted after I'm used to the bike. Tried getting a quote from State and they wont insure a learner rider. What do you guys recommend? Is it legal to ride without it in the mean time?

[Vinz0r]

Just bought my 02 VTR250.
Currently on learners, had it for 4 years and can probably get a restricted after I'm used to the bike. Tried getting a quote from State and they wont insure a learner rider. What do you guys recommend? Is it legal to ride without it in the mean time?

There are a few decent insurers around who will insure a learner rider. Check out www.kiwibike.co.nz, they're an excellent broker and should be able to find you the best deal around.
It's not illegal to ride without insurance, you just run the risk of being out of pocket of you crash/drop the bike.

[hayd3n]

+1 on kiwibike

[Gremlin]

+2 on Kiwibike.

Upgrade your licence ASAP. The companies are simply referring to stats, and just by being on a restricted, you'll be deemed less risk than a learner. Same thing will apply when you get your full.

[wynw]

+3 for kiwibike, just changed to them from vero and saved $500 pa.

[Danzano]

+4 I use them and I'm a learner on a 650

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[Grashopper]

+5 on Kiwibike
Have been with them since I first started riding.

It doesn't take much more than a call to them to get insurance cover, so do it before you start riding your new bike. This one call could save you a lot of trouble.

Congrats to the VTR :

[St_Gabriel]

I insured a brand new bike (Hyosung GV250) on my (3 week old) learners through State and and had no issues whatsoever. I also had a very quick payout when it was written off less than 6 weeks later. It may have helped that we have house/contents/car/car/landlord insurance through them and that I am >35 as well. The pricing was comparable to the other companies.

Sorry, that doesnt help, just saw the reason for your post was knocked back by State

[jolly_26]

+3 for kiwibike, just changed to them from vero and saved $500 pa.

Interesting, I'm with vero and only pay just over 300 for full insurance. I'm 19 and on my learners.

[stamen]

exactly same problem that I had, state refused to insured when I was on Learner. Went to kiwibike and it's all good.

[Scubbo]

I am with AMI, just 3rd party on my learners which is $27 annually but I do ride a cheap bike

[arcane12]

My first bike was with state. It was not that cheap. I had house contents and car with them, plus have a full car licence.

I ended up switching to classic cover for the new bike due to it being cheaper even though the value had doubled.

[wynw]

Interesting, I'm with vero and only pay just over 300 for full insurance. I'm 19 and on my learners.

you might want to try and insure a superbike then.... just a small difference in cost

[Road kill]

I use kiwibike and I saved a bit moving from years with state,,,but $500 faaark if I'd saved that much it would be free.

Never let the truth get in a way of a good yarn huh.

[jolly_26]

you might want to try and insure a superbike then.... just a small difference in cost

Fair enough, I was thinking given that the post was about learner riders you had a learner rider bike. Out of curiosity, what does it cost to insure a superbike? (if you don't mind me asking)