No cut in motorcycle ACC levies

**neels** · 21st May 2014, 20:20

Originally Posted by Ocean1

Here's a better one: give those that are charged more than most for a service what they fucking paid for.

Yes please.

User pays, I pay more than others, get me to the front of the queue. Sadly even for a National government that's too anti-socialist.

**Ocean1** · 21st May 2014, 20:23

Originally Posted by neels

Yes please.

User pays, I pay more than others, get me to the front of the queue. Sadly even for a National government that's too anti-socialist.

Probably. I'm just sick of paying for shit several times and then when I have need of the system I'm not eligible because I earn too much.

Think I'll tell the boss fuck.

Edit: And I'm not demanding special treatment, quite the reverse. I don't want to jump queues, I just want to be in them, same as all dem poor people.

**Ocean1** · 21st May 2014, 20:28

Originally Posted by AllanB

Ah - see the theory with high motorcycle ACC costs is that we are spending a disproportionally high amount on medical costs, thus get charged more. Fall off less ACC goes down......... in theory.

It'll come as a bit of a shock to you but it's a theory that a small minority hold no truck with.

As I said if you want to understand the reasons behind tax structures look at the income profile of the particular tax target in question...

**Mike.Gayner** · 21st May 2014, 20:38

Originally Posted by cassina

I think it does void your insurance cover which may be worth the risk if you ride once a month or less but certainly not if you ride everyday.

Wrong. Shut up please.

**Voltaire** · 21st May 2014, 20:47

Originally Posted by cassina

If you only WOF your bike don't you run the risk of being chased for back registration as they record your odometer reading or do they accept you only rode off road if they ask to explain. The NZTA that is as I am sure the WOF guy would not care.

You could ring up, find out and report back to us

That way we don't have to read pages of " I heard" , " a mate said" etc.

**bogan** · 21st May 2014, 21:26

Originally Posted by cassina

My particular policy does void the insurance if its unregistered so not all do then according to you? And no I will not shut up!!

Unregistered completely, or just rego on hold? What insurance are you with and what is the policy wording. Would hate for anybody to think you were just making shit up again right?

**Big Dog** · 21st May 2014, 21:41

Originally Posted by Mike.Gayner

Those who defend ACC levies, please explain why I need to pay them on my car AND my main motorbike AND my other motorbike. I get use them all at once - why wouldn't I just pay the highest levy and be done with it?

They can fuck themselves, frankly.

Because that would be next to impossible to police and very easy to evade. Next thing all the cars at one house would belong to one driver.

Nothing that depends on the integrity of the owner will ever come to be as long as people go out of their way to avoid paying their fair share.

Stupid phone / Tapatalk, apologies in advance.

**Ocean1** · 21st May 2014, 21:45

Originally Posted by bogan

Unregistered completely, or just rego on hold? What insurance are you with and what is the policy wording. Would hate for anybody to think you were just making shit up again right?

Also, I'd hate to let the opportunity pass for the insurance company to see their sales plummet when it becomes common knowledge they're imposing terms that have nothing to do with their clients risk profiles.

I'd actually heard that at least one company included that exclusion in their contract but, I mean, who's the fucking customer here? Change insurers for fuxache.

**AllanB** · 21st May 2014, 23:01

Fair call re policy - read it - all of it as when you come to claim it will be that contract you have entered into that they reference.

I suspect it is not that far away from reality in NZ that there will be cameras scanning your rego sticker and auto billing you if it has expired. Or similar. Auckland's northern motorway runs a plate reading system for that toll road.

Each rego sticker has a barcode thing printed on it.......why?

**Berries** · 21st May 2014, 23:24

It matches the one you were stamped with when you were born.

They're not stupid.

**Big Dog** · 22nd May 2014, 01:03

Originally Posted by AllanB

Fair call re policy - read it - all of it as when you come to claim it will be that contract you have entered into that they reference.

I suspect it is not that far away from reality in NZ that there will be cameras scanning your rego sticker and auto billing you if it has expired. Or similar. Auckland's northern motorway runs a plate reading system for that toll road.

Each rego sticker has a barcode thing printed on it.......why?

If I recall from a business course I did in the nineties, they were implemented to future proof for a proposed system that would allow for automated roadside tolling on the harbour bridge etc. via specialised scanners.
This was supposed to fund the construction of the northern ring route and other regional construction. Cars that failed to scan would have their photo taken at the next gantry and a person would manually send a slightly higher invoice. The toll plus processing fee.

A group of civil libertarians protested, they obviously had more pull than the current mob. A multi million dollar project was consigned to history over fears that the system was a little too 1984 and the data could be abused. There are still empty gantries around the motorways although many have been repurposed and some will be utilised for the new license plate recognition systems.

Because the system was canned the northern ring route was too and assorted off ramps sat incomplete. This plan was resurrected in the mid 2000s and the price of the civil liberty to not have our registration tracked has been we instead borrowed billions to do what would only have cost 1/2 a billion 20 years ago.

Stupid phone / Tapatalk, apologies in advance.

**Voltaire** · 22nd May 2014, 08:02

Grates that 'they' add GST on.....how is rego and a ACC a goods or service.

**Ocean1** · 22nd May 2014, 08:42

Originally Posted by Voltaire

Grates that 'they' add GST on.....how is rego and a ACC a goods or service.

As does IRD's insistence on calling me a "client".

**Trade_nancy** · 22nd May 2014, 09:30

Originally Posted by Voltaire

Be keen to hear from anyone who got an insurance pay out with no rego or wof

or maybe its a KB urban myth.
I think ACC charging levies on multiple vehicles sucks, it forces me to buy pre 1975 bikes.

Yep me. But on a cage accident. My wife ran up the date of a scooter at an intersection..rider stalled and the missus didn't stop in time. She was to blame. Car had expired WOF and rego..but only a couple of weeks to a month from memory. When I spoke to the insurer - TOWER on the phone - I told the girl - shit..just realised that my WOF and rego are out-of-date. She said - no matter we don't care about that unless your vehicle has a fault that caused the accident.

Be aware - if you DO have a WOF and have paid your rego..and you have a smash with another vehicle - you may not get insurance if your vehicle is found to have a defect such as bald tyres.