Insurance!

**yessum** · 1st February 2004, 09:37

Howdy people, been lurking a while but finally have me a bike! very exciting.

...Was wondering if you good folks could recommend me an insurance crowd for 3rd party/fire/theft cover. I'm 22/male on a learner license and an geriatric 250cc bike.

I had one company recommended to me, but it turns out I need to be 25 and a member of some club?!

cheers for any suggestions

**fpsware** · 1st February 2004, 10:01

Originally Posted by yessum

Howdy people, been lurking a while but finally have me a bike! very exciting.

...Was wondering if you good folks could recommend me an insurance crowd for 3rd party/fire/theft cover. I'm 22/male on a learner license and an geriatric 250cc bike.

I had one company recommended to me, but it turns out I need to be 25 and a member of some club?!

cheers for any suggestions

I'm with AMI and while I havn't made a claim yet, they have been fine so far. I know I had trouble when I was originally looking for an insurer, I found most companies will not insure a bike.

**ching_ching** · 1st February 2004, 11:14

Hey Yessum,

Cool handle bro, "yessum massa".

Anyways, try John Baker Insurance Brokers toll free:- 0800 65 62 64

I've been told a lot of bike club riders insure with him. See what premiums are like with him.

ching_ching

**Hitcher** · 1st February 2004, 11:34

Contact Dave at Kiwi Rider Insurance (www.kiwirider.co.nz). Outstanding service. The insurance on my Zrex thought Dave (Swann Insurance policy) was half -- that's right, half -- the price AMI quoted.

**Slingshot** · 1st February 2004, 12:18

I've got both my bikes with State, it's about $300 for each, they're both 250s and I'm on my learners. They're insured for $5500 each.

Remember to list your gear as well so that if you come off you can get the bike fixed and the gear replaced.

**Ms Piggy** · 1st February 2004, 12:57

Originally Posted by yessum

Howdy people, been lurking a while but finally have me a bike! very exciting.

...Was wondering if you good folks could recommend me an insurance crowd for 3rd party/fire/theft cover. I'm 22/male on a learner license and an geriatric 250cc bike.

I had one company recommended to me, but it turns out I need to be 25 and a member of some club?!

cheers for any suggestions

I got my insurance for 3rd party/fire & theft through Protecta Insurance, cost me $122- for the year. They're based in Auckland and have a website www.protecta.co.nz or 09-377 6872. I'm over 25 so I'm not sure if they have a different policy for under 25's. They specialise in Motorbike inurance.

**yessum** · 1st February 2004, 13:06

thanks all for the replies, i shall look into them

Andy

Yamahamaman · 1st February 2004, 13:25

Originally Posted by fpsware

I'm with AMI and while I havn't made a claim yet, they have been fine so far. I know I had trouble when I was originally looking for an insurer, I found most companies will not insure a bike.

AMI are very good with claims. I made a claim when some jerk reversed into my '99 R6 knocking it over. They fixed my bike and sued the jerk because he didn't have any insurance.

**What?** · 1st February 2004, 13:30

I am insured by M E Joblin (broker) - Classic Cover as advertised in many mag's. They are underwritten by Royal and Sunalliance (or whatever thay are called now) and one policy covers both bikes - coz you can only ride one at a time. My bikes live in separate garages, so loss by fire of both is unlikely.
This policy can also be paid for monthly at no extra cost.
And on the subject of cost, this cover (for two bikes) is cheaper than State wanted for one bike.
Only drawback - you have to be over 30 years old.

Contact M E Joblin on 0800 456 254

**wkid_one** · 1st February 2004, 13:34

Originally Posted by fpsware

I'm with AMI and while I havn't made a claim yet, they have been fine so far. I know I had trouble when I was originally looking for an insurer, I found most companies will not insure a bike.

Most insurance companies will only insure you on a motorbike if you have other insurance policies with them

**boris** · 2nd February 2004, 07:38

i am insured with Ami they have just added another $66 to the bill in two years its now $712 per year full cover.That with 40% no clames bonus too.

**James Deuce** · 2nd February 2004, 08:16

Originally Posted by boris

i am insured with Ami they have just added another $66 to the bill in two years its now $712 per year full cover.That with 40% no clames bonus too.

YOW!

40% of motorcycle incidents may well be "single vehicle" but I bet that a significant chunk of those are due to other factors. Which leaves the other 60% as having a fault implication for the other vehicle involved. How come car insurance doesn't go up to cover stupidity!?

I'm quite lucky with my insurance, because we have everything with one company and we get a significant discount as a result. My bike isn't worth as much as yours, but I'm only paying $279 a year for full cover with Tower. I think all up for 2 cars and a bike I pay around the same as you.

**boris** · 2nd February 2004, 14:36

just got a quotation from Protecta they want $768.Thats with 20% no claim & 10% only rider..

**k14** · 2nd February 2004, 14:51

With my old VT250 i had insurance with AMI and that was $25 a year for third party. Pretty cheap if you ask me.

Now with my CBR250RR it is $376 a year for full cover and a value of $5000.