perfect timing...

**texmo** · 14th September 2005, 14:56

I going down wakefeild st today in the rain and some guy pulled a u-turn infront of me, locked my back brake up and had a big handfull of front brake as I couldnt manouver out of the situation cars comeing up the street and a guy parking, Fantastic I was very very close to have a stack, a little shaken up and a few choice words later I was on my way up queen st, I was in the right lane going straight approaching the lights when a guy in his car lurched fowards from the turning lane to my lane he didnt leave his lane but gave me a fright as I was really edgy grabed some front and rear brake, I dont know what happened but I locked up my front brake im sure I must have gone over a bump as I didnt brake hard enought for it to lock up by its self, I cant really rember the crash and I have a really bad head ache as my head went into a car on my right and my bike stacked into the car infront of me...
Swaped details with the two guys in their cars everything fine, my bike worse for wear mud gaurd, side pod and head light smahed up. Thats fine though because I have full insurance.....
Get home ring up raywin my insurance broker, tell her whats happened.
No insurance, I have orginsed the week before for insurance so thats all cool but she got an email at about 10am two hours before the crash that the insurance company wont insure me as Im a courier and im high risk....
So theres around $500-600 damage to my bike a few hundy wher emy head hit the other car and atleast $1500 to the car in front of me, and to top it all off my helmet has a boof in it so I guess that needs replacing too....
Great timing, Oh and did I mention my bike has just been painted not 2 weeks ago?

**froggyfrenchman** · 14th September 2005, 14:58

Bad luck mate. Hope it allworks out for you!

**Sniper** · 14th September 2005, 14:58

Bugger matey. Sorry to hear. Hope you get on the mend soon.

**Cibby** · 14th September 2005, 15:04

oh mate.

Now i understand....

Ouch.. that is really arse..!!!!

Sorry i cant help!!!

**Rumble** · 14th September 2005, 15:08

Originally Posted by Cibby Chick

oh mate.

Now i understand....

Ouch.. that is really arse..!!!!

Sorry i cant help!!!

Sure you can, ure an insurance broker!

**Cibby** · 14th September 2005, 15:10

Originally Posted by Rumble

Sure you can, ure an insurance broker!

you would think huh???

that is what he just asked me.. if i could help.

Unfortunatly, my brokerage is a snob and we deal with snobby insurers, and the premiums i could get.. which is unlikely would be through the roof..!!!!!!

unfortuantly, the downside of age, experience, occupation and now this recent accident... i would almost go as far as to say that he is no uninsurable....

**skelstar** · 14th September 2005, 15:23

Thats unlucky mate. Hope everything works out.

**texmo** · 14th September 2005, 15:28

Just got off the phone with my broker she is awesome and said she is going to see the insurance company now, to talk with the manager as I wasnt to know I wasnt insured... see what happens....
Im just lucky im a smart guy and wore protective gear... My jacket has a nice bit of gravel rash in it and my fingerless gloves ( cant wear full lenght ones as I am writing all the time ) did the job nicely, as for my helmet well thats bin material, any one know where I can get another shoei from?

**Sniper** · 14th September 2005, 15:30

Originally Posted by texmo

as for my helmet well thats bin material, any one know where I can get another shoei from?

A motorbike shop, motomail, leather direct(??).

**texmo** · 14th September 2005, 15:33

sorry I meant to say cheep

I will probbly go get it from motomail and ask for a disscount have brought from them in the last 8months, 1 leather jacket, 2 pairs of gloves, boots, full leathers, shoie helmet, black visor, weat weather tops and bottoms, balaclava, r-jays jacket, back protector and a few other things. Im a good customer think I will get a disscount?

**Cibby** · 14th September 2005, 15:36

Originally Posted by texmo

Just got off the phone with my broker she is awesome and said she is going to see the insurance company now, to talk with the manager as I wasnt to know I wasnt insured... see what happens....
Im just lucky im a smart guy and wore protective gear... My jacket has a nice bit of gravel rash in it and my fingerless gloves ( cant wear full lenght ones as I am writing all the time ) did the job nicely, as for my helmet well thats bin material, any one know where I can get another shoei from?

mate really happy about that.. if your broker is worth anythign they should be able to beat and argue the insurance company into submission.

well.. that is what i like doing anyways..

**Mr Skid** · 14th September 2005, 15:45

Originally Posted by texmo

Im a good customer think I will get a disscount?

Give it a shot, otherwise Colemans give a KB discount..

**Rumble** · 14th September 2005, 15:49

Originally Posted by Mr Skid

Give it a shot, otherwise Colemans give a KB discount..

WHY WAS I NOT INFORMED OF THIS EARLIER!!! I have spent over $1k with them in the last 4 months on misc crap including a full gasket and o-ring set for my old gixxer... however they usually discounted me for paying in cash anyway

**Mr Skid** · 14th September 2005, 16:00

Originally Posted by Rumble

WHY WAS I NOT INFORMED OF THIS EARLIER!!! I have spent over $1k with them in the last 4 months on misc crap including a full gasket and o-ring set for my old gixxer... however they usually discounted me for paying in cash anyway

Did you ask? It's listed in the shop discounts section on the kb site.

edit: Maybe they thought you were ugly, or you smelt funny, or they didn't like you SHOUTING?