$522.96 - a complete bargain and i only wish I could pay more

[Mike.Gayner]

Or it's because ACC uses acturial adjustments to determine rates, and it turns out that 99.9999% of classic bikes sit in a garage and do nothing 364 days a year.

[jasonu]

How can you say that, cars are under $200 a year now and bikes nearly $600, that's how no blame ACC works. When driverless cars come in will they have riderless bikes?

I think that's exactly what they are aiming for.

No, they are wanting bikeless riders.

[Voltaire]

Or it's because ACC uses acturial adjustments to determine rates, and it turns out that 99.9999% of classic bikes sit in a garage and do nothing 364 days a year.

Must be the 0.0001 % who turn up with about 15 of them at the Auckland VCC Branch each month and the monthly ride out then.

[Swoop]

Yeah! Taxation is theft!

That sounds a bit anti-Jewish. How did axle get hold of your login details?

A primary registration fee for the owner and a smaller fee per vehicle registered would make sense

It doesn't matter how many, or what type of vehicle the individual has.
That person has been examined and "permitted" to use that type of vehicle. The cost should be on the "licence" and not on the vehicle.

Should you pay a petrol tax/levy and a licence tax/levy to operate your lawn mower, or is the operator the "risk factor"?

[F5 Dave]

No, they are wanting bikeless riders.

I think you'll find I was making the same point. Please stop riding rather than some autopilot device.

And this rubbish about end of private ownership when driverless cars come in. People will look back and laugh at the prophets in the same way as the paperless office didn't happen as it ignores convenience and humannature.

[MrMarko]

ACC should be applied to the owner not the vehicle, after all you can only drive one at a time. That would seem to me to be far fairer.

But, that would be logical

[Voltaire]

Piffle...I spend more a year on Lattes and brioche's

[JimO]

Piffle...I spend more a year on Lattes and brioche's

we had brioch'e n chips fir T

[Moi]

Wake up folks and smell the roses...

The actual licence fee for me to ride my 650cc bike on the road is $24.50! The ACC levy is $397.18 plus ACC Safety Lee of $25: a total going to ACC of $422.18.

If you consider the ACC levy [$397.18] as accident insurance then I think we are getting a good deal. I challenge anyone on here to come up with an accident insurance policy that is as comprehensive as that which ACC provides - including the payment of wages/salary component - for less than $400 a year, especially when you start talking about riding a motorcycle.

Yes, we pay it for each vehicle. So I pay $397.18 plus $297.91 [400cc bike] plus $84.98 for a car which is a total of $780.07. This is still less than what my health insurance costs per year and that policy is not going to deal with any accident I may suffer.

Those of you who are reading USA motorbike forums will have seen, no doubt, the threads about some rider who has had an accident and the members are fund raising to help pay the rider's hospital bills. We could do away with ACC and some of us could be in that position - how would you feel about that?

ACC may not be the best - there are problems with it - but it is certainly better than many of the alternatives.

[Voltaire]

If you were riding/driving an unregistered vehicle would they leave you on the side of the road or do the lovely taxpayers pick up the tab?

[Mike.Gayner]

ACC cover ALL accidents of ANY type, by ANYONE in the country, including visitors, unemployed, children etc.

ACC is a fantastic and comprehensive accident insurance scheme, but yes it's imperfect, particularly as far as raising funds. The ACC levy on vehicle registration is really a "premium" in the traditional sense, and I'm not sure how you'd realistically get around the fact that some people shirk the law, if you want to maintain a good universal healthcare system (which we definitely do).

[Moi]

If you were riding/driving an unregistered vehicle would they leave you on the side of the road or do the lovely taxpayers pick up the tab?

You asking about the USA situation?

My understanding - and I stand to be corrected on this - is that if you have a road accident you will be given emergency medical care and very basic care. As for anything else, if you have no medical insurance then you have to pay for it yourself. The quality of care and rehabilitation depends on the quality of your medical insurance.

[Moi]

ACC cover ALL accidents of ANY type, by ANYONE in the country, including visitors, unemployed, children etc.

ACC is a fantastic and comprehensive accident insurance scheme, but yes it's imperfect, particularly as far as raising funds. The ACC levy on vehicle registration is really a "premium" in the traditional sense, and I'm not sure how you'd realistically get around the fact that some people shirk the law, if you want to maintain a good universal healthcare system (which we definitely do).

+1

Perhaps... if you drive/ride an unlicenced vehicle/bike and are involved in an accident, then ACC will cover the costs, perhaps with exceptions such as wages, and then when you are feeling better they take you to court to recover costs. That might make a few people's eye water...

[jasonu]

Wake up folks and smell the roses...

If you consider the ACC levy [$397.18] as accident insurance then I think we are getting a good deal. I challenge anyone on here to come up with an accident insurance policy that is as comprehensive as that which ACC provides - including the payment of wages/salary component - for less than $400 a year, especially when you start talking about riding a motorcycle.
.

When you put it like that it doesn't look as bad. You should work as PR for the government...

[jasonu]

You asking about the USA situation?

My understanding - and I stand to be corrected on this - is that if you have a road accident you will be given emergency medical care and very basic care. As for anything else, if you have no medical insurance then you have to pay for it yourself. The quality of care and rehabilitation depends on the quality of your medical insurance.

By law they must provide proper and adequate care. They can't just put a bandaid on your leaky skull and kick you out because you don't have insurance.
After the fact they WILL come after you, your house and all your shit.