Originally Posted by
rastuscat
Insurance is based on an assessment of risk.
It's likely that an insurance company would consider a history of tickets as a risk.
Many people mansge to get through life without collecting tickets, its likely that those who get them are doing something special. That's where the risk but comes in.
Even an L plate ticket indicates a willingness to break the rules. I've heard all the stories about L plates falling off, but it's normally BS. If people actually wanted to comply, they would find a way.
You've got to be fairly unlucky to get caught doing something these days. And getting caught multiple times goes beyond bad luck.
My guess is insurance companies factor this in. Mine only wants to know about tickets going back 5 years.
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