Refused Insurance-bugger

[Zapf]

call me.. 355 7339

insurance broker etc etc blah blah...

Cibby is GOOD! I'll be seeing her soon...

(your yet to be client)

[Korumba]

If you’re insured with National Auto Club have a read of the fine print regarding excesses

My Son had a low speed nose to tail in his go fast Skyline. Last in a row of 5 after another crash just south of the harbor bridge

Long Story Short, the Excess in his policy has to be paid on not only on his vehicle but the vehicle he hit as well..!!!

Check out your policies it may not be that good a deal if you have to claim and you are in the wrong.

[kro]

I insured nearly all of my bikes thru Swann, they were cracker. I think I insured my FZR thou through AMI though

[Oscar]

I wonder if the people here buying insurance on the basis of the cheapest premium* are the same people whinging about being ripped off when they make a claim...???









*Or worse buying their insurance from Motorcycle Dealers (would you buy a motorcycle from an insurance company?).

[Speedy]

swanmotorcycle insurance they aint half bad im 18 Learner on brand new bike and i only pay 700$ soo the pritty good

[The_Dover]

Cibby is GOOD! I'll be seeing her soon...

(your yet to be client)

she is good.... trust me..

I mean.. saved me.. $$$$

[aff-man]

swanmotorcycle insurance they aint half bad im 18 Learner on brand new bike and i only pay 700$ soo the pritty good

Shit i am with state and i pay a little over half that...

[gamgee]

i'm with ami and pay about $20 with my no claims discount, but thats just third party, still good to build up a record, and i can't see myself crashing anyway, i mainly ride in 50 zones, so it's pretty hard to make big enough mistakes that result in crashes at those speeds

[pritch]

Give John Baker Insurance Brokers a call. He does many bike clubs and groups. Can usually get you a good deal.

John Baker was recommended to me in Auckland a coupla weeks ago.
If I understood the conversation right, John Baker does the BMW and Ulysses group insurance schemes and maybe the Honda one too.

I wasn't taking as much notice as I should have been and now I regret that because I think I will change to one of the above when mine comes up for renewal in a coupla months.

[Beemer]

I'm not sure who he's with and whether he's been with the same company all along, but one of the guys in our bike club has written off three new bikes in the past five or six years and he's STILL getting insurance!

I was with Protecta through the BMWOR initially, but the excess was 25% of the sum insured, despite the fact I'm over 40 and have never had a claim on a motor vehicle policy, so I changed to AA - similar premium but the excess is only $300. I had the RG insured with AMI and had no problems with them, but when I went to insure the BMW they refused unless I had a house, car or contents insured with them. Likewise Tower from memory, and State were quite expensive.

At your age, and with only one bin, I find it hard to believe you are having a hard time getting insurance - particularly after the experience of Mr Write-off-three-bikes!

[Milky]

i'm with ami and pay about $20 with my no claims discount, but thats just third party, still good to build up a record, and i can't see myself crashing anyway, i mainly ride in 50 zones, so it's pretty hard to make big enough mistakes that result in crashes at those speeds

I beg to differ - although you aren't riding in Auckland, the risks of you coming off in town/city riding are higher. There are all those other road users, pedestrians, driveways and so on to watch out for. Out on the open road, it is mostly you and the corners. Sure the speeds are higher, but IMO a 50kmh crash into a car is likely to result in more damage than a 80k lowside in the country.

[gamgee]

yeah well a crash into a car and a lowside are two different types of crashes, one is rider error the other (probably) the car drivers error, in which case the car driver pays, or my insurance company pays, in the case where the car driver is uninsured

[zooter]

yeah well a crash into a car and a lowside are two different types of crashes, one is rider error the other (probably) the car drivers error, in which case the car driver pays, or my insurance company pays, in the case where the car driver is uninsured

Not so for most insurance companies. They have an arrangement called the "knock for knock" scheme. Each company pays out on it's own insured party's losses regardless of the fault. Saves paperwork for them.

No doubt there may be bike insuring companies out there how are outside the aggreement and go after the other insurance co or the guilty party to get back the funds they pay out to you. If you're a better than average risk on the "single vehicle accident" side of things (not a hoon) then they would be able to give you a good deal.