holy shit $1300

**texmo** · 5th November 2005, 13:10

ok if I have a crash my excess is $1300 and if my bike gets stolen its $1300,
This is for a 2001 honda cbr-rr250 didnt know they make these but sure the year wont make any diffrence.... My policy charge is $262.00 + GST, with $45.59 payment per month fuck me thats totaly fucked I need insurance but this is just bezerk I mean it just dosent make sence.... my excess doubled just because I got a bike worth $3k more. This dosent even include my gear which needs to be insured too as I have atleast $1800 worth of gear on at all times..... fucking hell.
SOME ONE PLEASE GIVE ME INSURANCE PLEASE!!!!!
I dont want to be reemed up the arse.....

**inlinefour** · 5th November 2005, 13:15

Originally Posted by texmo

ok if I have a crash my excess is $1300 and if my bike gets stolen its $1300,
This is for a 2001 honda cbr-rr250 didnt know they make these but sure the year wont make any diffrence.... My policy charge is $262.00 + GST, with $45.59 payment per month fuck me thats totaly fucked I need insurance but this is just bezerk I mean it just dosent make sence.... my excess doubled just because I got a bike worth $3k more. This dosent even include my gear which needs to be insured too as I have atleast $1800 worth of gear on at all times..... fucking hell.
SOME ONE PLEASE GIVE ME INSURANCE PLEASE!!!!!
I dont want to be reemed up the arse.....

When I got my new bike AA, who I have been with for along time said they was not interested in insuring my bike. However when I advised that I would have to go elsewhere, for everything, they quickly changed their tune. I'd say your getting shafted due to age, only good side to being an older bugger.

**T.W.R** · 5th November 2005, 13:23

Argh the joys of being in your late teens & owning a bike the insurance companys class as high risk! the combination of age& bike fucks you over for ages bud! just try and keep a clean record with the insurance & things will come rite!

**Bonez** · 5th November 2005, 13:25

Originally Posted by inlinefour

When I got my new bike AA, who I have been with for along time said they was not interested in insuring my bike.

Tis the reason we stuck with AMI, who were AA insurures at one point, then decided to switch to another outfit. Had AA do an inspection on the missus car before we bought it. The inspection report stated it had EFI -"hello!!- It's got TWIN CARB" stickers plastered all over it!! Only stay with them for roadside emergency and maps now.

**Coyote** · 5th November 2005, 13:25

Originally Posted by T.W.R

Argh the joys of being in your late teens & owning a bike the insurance companys class as high risk! the combination of age& bike fucks you over for ages bud! just try and keep a clean record with the insurance & things will come rite!

And even then they won't pay out if you do make a claim

**T.W.R** · 5th November 2005, 13:31

Originally Posted by alarumba

And even then they won't pay out if you do make a claim

all depends on the circumstances & the situation of the claim

**pyrocam** · 5th November 2005, 13:36

i used to work at AA Insurance. as a rule of thumb they dont do sprotsbikes often. I use national auto club and some other crazy one that I dont know. but its like this. if your at fault. $400, under 25 $400 not on a full $400

or numbers similar.

my excess is about the same texmo

**Swoop** · 5th November 2005, 13:53

I used to be with AMI but went hunting for competitive quotes and AA came out the best. Went to them with the VFR and they insured it without any hassles - apart from getting date of birth, rego #, & a couple of other minor details completely WRONG on the policy... Other than that, very good to deal with and I hope I never need to make a claim!!!!!!!

**N4CR** · 5th November 2005, 14:30

AA won't insure you.

Go for protecta insurance - you pay 25% if you crash (your own fault) 0% if it's theirs and 15% if you hit someone else and its your fault.

Should be roughly 850-950 a year depending on how much they quote you, yous is probably going to be more around 950 with a pricier bike than me.

P.s don't say 2001 as it is a 91/92 model or so

**Beemer** · 5th November 2005, 16:14

I used to be with Protecta and the excess was 25% of the sum insured - meaning for my bike at the time, it was $4500! I hadn't bothered to read the fine print (my fault) so quickly changed to AA where my excess is now $300 and my premium cheaper than Protecta. AMI wouldn't insure me unless I had other insurance with them, and State wanted $1200!

And I'm an over-40 female... never had a claim, only one speeding ticket and with a full licence for years.

**texmo** · 5th November 2005, 17:25

what do you pay montthly pyro?

**pyrocam** · 5th November 2005, 17:35

Originally Posted by texmo

what do you pay montthly pyro?

MONTHLY HA!

I pay my insurance in one big woooper. this is why im so poor until payday. $350 on the CBR and $320 on the RGV (different companies)

ins companies ussually add on 10% if you pay monthly.
and heres a little known fact:

FUN FACT TIME! if your 1 month into a year insurance contract and you write off your bike. the rest of the year gets deducted from the settlement (or you pay it)

**Toast** · 5th November 2005, 19:04

Originally Posted by texmo

ok if I have a crash my excess is $1300 and if my bike gets stolen its $1300,
This is for a 2001 honda cbr-rr250 didnt know they make these but sure the year wont make any diffrence.... My policy charge is $262.00 + GST, with $45.59 payment per month fuck me thats totaly fucked I need insurance but this is just bezerk I mean it just dosent make sence.... my excess doubled just because I got a bike worth $3k more. This dosent even include my gear which needs to be insured too as I have atleast $1800 worth of gear on at all times..... fucking hell.
SOME ONE PLEASE GIVE ME INSURANCE PLEASE!!!!!
I dont want to be reemed up the arse.....

Who's that with? (edit

Protecta?

They insured my 250...excess was 25% of insured amount I think (for a single vehicle crash, i.e. I bin it, my fault). Had it insured for $5000...sometimes I wished some bastard would nick it or hit me through an intersection

**ducatilover** · 5th November 2005, 20:10

go talk to nac [national auto club]. they have really cheap insurance, 350 a year for the gn and a mate has 460ish a year for a zxr250, both had 500 excess. both with learners....