Motorcycle Insurance

LB · 7th March 2004, 04:20

Originally Posted by matthewt

Hmmm, just find out who the underwriter is. When I lived in ChCh Eric Wood's was called "Eric the Hood". I had a pretty bad experience when I brought my 2nd bike from him (I was 17 at the time and he took full advantage of my inexperience). I saw a really nice Turono "Racing" model and was quite tempted by it (this was before the Brutale came into NZ) but in the end I decided I'd rather bite my arm off than spend another cent in his ship, let alone 3,0000,000 cents.

It took me a while to work out that 3,000,000 is thirty grand...right? (I'll get Hamish to check for me - he's numerate - I spend while I still have cheques left in the book)

Anyway, I haven't used Woods for insurance myself, so can't speak from personal experience, just knew that they did it (a guy from work has his bikes covered through them).

We used to call him "Wood the Hood".

Interestingly enough, the weekend before last I was in Chch by myself, on the Friday. I wandered in to all the bike shops in Manchester Street. I was wearing a Wanganui t-shirt, and my Ducati cap. (I did have my Ducati sunnies with me too, but I was holding them in my hand, and to be fair the laser etched word "Ducati" on the left lens is very subtle, even given how much they cost me......) (I'm not giving you a rundown on what I was wearing for the sake of it, but pointing out that even to someone who's not a rocket scientist it must have been reasonably obvious that I had a bit of an interest in motorcycles.) I spent about 10 minutes wandering round Woods, the girl behind the parts counter was on the phone and smiled at me, but there were about four salesmen walking around/talking to each other and not ONE of them made eye contact with me, let alone smiled or spoke with me, even just to say "hi". I was not impressed.

All of the other bike shops were great, the guys spoke to me and made intelligent bike conversation.

**matthewt** · 7th March 2004, 10:25

Originally Posted by Lynda Blair

It took me a while to work out that 3,000,000 is thirty grand...right? (I'll get Hamish to check for me - he's numerate - I spend while I still have cheques left in the book)

Yup, the Turono Racing is about 30k (maybe just over I can't remember)

Originally Posted by Lynda Blair

but there were about four salesmen walking around/talking to each other and not ONE of them made eye contact with me, let alone smiled or spoke with me, even just to say "hi". I was not impressed.

But what is really amazing is that there is still a bike shop in NZ where the staff don't know you by sight yet

**matthewt** · 7th March 2004, 10:35

Originally Posted by Lynda Blair

I was wearing a Wanganui t-shirt, and my Ducati cap. (I did have my Ducati sunnies with me too, but I was holding them in my hand, and to be fair the laser etched word "Ducati" on the left lens is very subtle, even given how much they cost me......) (I'm not giving you a rundown on what I was wearing for the sake of it, but pointing out that even to someone who's not a rocket scientist it must have been reasonably obvious that I had a bit of an interest in motorcycles.)

Maybe they just thought you were a pillion bimbo and were waiting for the Man to enter.

**Ms Piggy** · 7th March 2004, 11:48

Originally Posted by Two Smoker

Ahhhhh ok, ive paid mine in full so im sweet at the moment, phew.....

Me too - had me worried for a minute there!

**Kickaha** · 7th March 2004, 12:52

Originally Posted by matthewt

But what is really amazing is that there is still a bike shop in NZ where the staff don't know you by sight yet

They probably do recognsie her,but the realise if they start talking to her it is very hard to get her to be quiet again,so its safer to ignore her

**Wenier** · 7th March 2004, 17:37

jus off topic for a tick Firefight do u have an 04 R1 ?

LB · 7th March 2004, 17:51

Originally Posted by Kickaha

They probably do recognsie her,but the realise if they start talking to her it is very hard to get her to be quiet again,so its safer to ignore her

Ah Kickaha, touche mate!!!!! (But don't forget I'm in your neck of the woods this coming weekend, so watch out!!

)

**Suzi Q** · 7th March 2004, 18:04

My husband and I use a broker in CHCH - David Golightly - the insurance is through Vero - used to be Royal SunAlliance. Cheaper than anyone else. We were paying just over a grand for my 2003 GSX750FK3 and his 2002 GS1200SS. When i got my first bike he gave me the full No claims discount that my husband had - this was through Eric Wood Motorcycles in CHCH and a few other Motorcycle shops in town use him as well. Best to do a ring around, good idea to use a broker - ring a few to get the best deal going. If you insure more than 1 thing you may get a discount as well. Don't go to State - too expensive.

Originally Posted by Marknz

Can anyone recommend a decent insurance company for a 30 something year old rider with a clean record (just not been caught yet) and clean insurance record. What sort of yearly premiums can I expect to pay here? My last in Aussie was a little over $1300!!

**Kickaha** · 7th March 2004, 20:09

Originally Posted by Lynda Blair

Ah Kickaha, touche mate!!!!! (But don't forget I'm in your neck of the woods this coming weekend, so watch out!!

)

hehehe,I will probably end up paying for that remark this weekend

**marty** · 7th March 2004, 20:22

AMI won't do big bikes - they do my aprilia for around $400, but won't do anything bigger. mark joblin in hamilton does exotic cars & bikes, race cars & bikes etc. i got a quote of about $1000 for a 'busa, and $950 for litre bikes valued around $18k. national auto club was expensive compared. honda riders is cheaper, esp. if u have a hondaaaaaaa

**Two Smoker** · 7th March 2004, 20:25

AMI did my dad's CBR1100XX but asked him a billion questions about his riding experience and previous bikes riden or owned. Hes 45 and it costs him like $1200

**Oscar** · 8th March 2004, 07:38

Classic Cover 0800 456 254
I did an article on insurance for Kiwi Rider a couple of years ago, and these guys came out best in the comparison if yer over thirty.

**Wenier** · 8th March 2004, 12:05

im gonna have to remember all this for when i get a bigger bike wut kind of prices can u expect for a 636cc or 600cc bike when ill b 19yo ?

**DEATH_INC.** · 8th March 2004, 12:20

I hate friggin insurance companies!!!!
The cheapest quote I could get for my 4wd (worth about $10,000,if you're lucky) was $2000 a year,and only one other would even insure me

As for bikes,forget it,none would even consider it.

Bunch of money sucking wankers......

**Oscar** · 8th March 2004, 13:37

Originally Posted by DEATH_INC.

I hate friggin insurance companies!!!!
The cheapest quote I could get for my 4wd (worth about $10,000,if you're lucky) was $2000 a year,and only one other would even insure me

As for bikes,forget it,none would even consider it.

Bunch of money sucking wankers......

Oh, you poor lad.
Had a few claims have we?