Page 2 of 5 FirstFirst 1234 ... LastLast
Results 16 to 30 of 73

Thread: Got to love insurers don't ya?

  1. 5th January 2006, 08:46 #16
    Cibby's Avatar
    Cibby
    Cibby is offline Team Spidi Hot Chicks - AKL
    Send a message via MSN to Cibby
    ♀
    Join Date
    16th July 2005 - 15:12
    Bike
    I'd ride anything, ;)
    Location
    North Shore
    Posts
    692
    Quote Originally Posted by Grahameeboy
    Aha.....got there first...you were just 250 slow....ha ha......the 2 excess thing is not correct....it has always been an unwritten internal organ thing and it just depends on whether you speak to a drone....sounds like you were flirting again Rach......ha ha.

    CaN....if you cannot get hold of Rach (not difficult I hear) - 09 374 2276.
    .......

    oh bite me....
    Postie Play thing
    Normal Postal Services have now resumed and mail is being delievered Regulary.
    Reply With Quote Reply With Quote
  2. 5th January 2006, 08:46 #17
    Grahameeboy's Avatar
    Grahameeboy
    Grahameeboy is offline .....your time is coming
    ♂
    Join Date
    2nd November 2005 - 07:09
    Bike
    2001 DUCATI 900SS
    Location
    Auckland, New Zealand, Ne
    Posts
    4,219
    Quote Originally Posted by Cibby Chick
    oh bite me....
    Okay.....no stubble please!!!
    Reply With Quote Reply With Quote
  3. 5th January 2006, 08:49 #18
    Oscar's Avatar
    Oscar
    Oscar is offline Curmudgeon
    ♂
    Join Date
    19th August 2003 - 15:32
    Bike
    RD350 KTM790R, 2 x BMW R80G/S, XT500
    Location
    Over there somewhere...
    Posts
    3,954
    Quote Originally Posted by Cibby Chick
    oh bite me....
    He's an underwriter - he couldn't bite you without sending out a surveyor first and then reviewing a structural engineering report, several photos and
    reinsurance rates.

    Even then he'd have to memo head office...
    Reply With Quote Reply With Quote
  4. 5th January 2006, 08:53 #19
    Grahameeboy's Avatar
    Grahameeboy
    Grahameeboy is offline .....your time is coming
    ♂
    Join Date
    2nd November 2005 - 07:09
    Bike
    2001 DUCATI 900SS
    Location
    Auckland, New Zealand, Ne
    Posts
    4,219
    Quote Originally Posted by Oscar
    Yer about 10 years too late.
    What you describe is the condition of Average, which was pretty much killed by the Fair Trading Act.
    This no longer applies to most policies (the exceptions being some types of marine cargo cover).

    In respect of your voluntary excess - you can't have it both ways, by accepting the discounted premium, you accepted responsibility for that portion of your loss.
    and some Commercal Insurance, Business Interruption included.......hey this is turning into a 'Insurance Geek' thread now eg?

    Excess.....agree and disagree if Nzi's policy says you only have to pay he highest excess. Insurer's cannot have it both ways either and Customer gets benefit of confusion
    Reply With Quote Reply With Quote
  5. 5th January 2006, 08:57 #20
    Oscar's Avatar
    Oscar
    Oscar is offline Curmudgeon
    ♂
    Join Date
    19th August 2003 - 15:32
    Bike
    RD350 KTM790R, 2 x BMW R80G/S, XT500
    Location
    Over there somewhere...
    Posts
    3,954
    Quote Originally Posted by Grahameeboy
    and some Commercal Insurance, Business Interruption included.......
    Not our wording...

    Excess.....agree and disagree if Nzi's policy says you only have to pay he highest excess. Insurer's cannot have it both ways either and Customer gets benefit of confusion
    As far as I can see, this isn't actually in the NZI MV Policy.
    It would appear to be an internal thing.
    Reply With Quote Reply With Quote
  6. 5th January 2006, 09:01 #21
    Grahameeboy's Avatar
    Grahameeboy
    Grahameeboy is offline .....your time is coming
    ♂
    Join Date
    2nd November 2005 - 07:09
    Bike
    2001 DUCATI 900SS
    Location
    Auckland, New Zealand, Ne
    Posts
    4,219
    Quote Originally Posted by Oscar
    Not our wording...



    As far as I can see, this isn't actually in the NZI MV Policy.
    It would appear to be an internal thing.
    You are right it is an internal thing but Cibby Chick has pointed out the wording too.......this is where confusion reigns depending on who you talk to at Nzi.
    Reply With Quote Reply With Quote
  7. 5th January 2006, 09:03 #22
    Grahameeboy's Avatar
    Grahameeboy
    Grahameeboy is offline .....your time is coming
    ♂
    Join Date
    2nd November 2005 - 07:09
    Bike
    2001 DUCATI 900SS
    Location
    Auckland, New Zealand, Ne
    Posts
    4,219
    [QUOTE=Oscar]Not our wording...

    I did say 'Some'....!! I know Nzi's does.
    Reply With Quote Reply With Quote
  8. 5th January 2006, 09:05 #23
    Cibby's Avatar
    Cibby
    Cibby is offline Team Spidi Hot Chicks - AKL
    Send a message via MSN to Cibby
    ♀
    Join Date
    16th July 2005 - 15:12
    Bike
    I'd ride anything, ;)
    Location
    North Shore
    Posts
    692
    Quote Originally Posted by Oscar
    He's an underwriter - he couldn't bite you without sending out a surveyor first and then reviewing a structural engineering report, several photos and
    reinsurance rates.

    Even then he'd have to memo head office...
    Its ok oscar..

    I'm a "BROKER"


    I'll sort him out...
    Postie Play thing
    Normal Postal Services have now resumed and mail is being delievered Regulary.
    Reply With Quote Reply With Quote
  9. 5th January 2006, 09:05 #24
    Oscar's Avatar
    Oscar
    Oscar is offline Curmudgeon
    ♂
    Join Date
    19th August 2003 - 15:32
    Bike
    RD350 KTM790R, 2 x BMW R80G/S, XT500
    Location
    Over there somewhere...
    Posts
    3,954
    [QUOTE=Grahameeboy]
    Quote Originally Posted by Oscar
    Not our wording...

    I did say 'Some'....!! I know Nzi's does.

    I was just being smug.
    We have our own policy wording for most underwriters including NZI.
    Gotta get a dig in for the benefits of using a Broker...
    Reply With Quote Reply With Quote
  10. 5th January 2006, 09:11 #25
    Grahameeboy's Avatar
    Grahameeboy
    Grahameeboy is offline .....your time is coming
    ♂
    Join Date
    2nd November 2005 - 07:09
    Bike
    2001 DUCATI 900SS
    Location
    Auckland, New Zealand, Ne
    Posts
    4,219
    [QUOTE=Oscar]
    Quote Originally Posted by Grahameeboy


    I was just being smug.
    We have our own policy wording for most underwriters including NZI.
    Gotta get a dig in for the benefits of using a Broker...
    Bloody smug Brokers.......agree benefits of using a Broker though.....which one? Must be either one of the biggies or Brokernet/Web??

    And Cibby, if you read this, I also did claims for 20 plus years so yarboosucks to you baby.......
    Reply With Quote Reply With Quote
  11. 5th January 2006, 09:12 #26
    Oscar's Avatar
    Oscar
    Oscar is offline Curmudgeon
    ♂
    Join Date
    19th August 2003 - 15:32
    Bike
    RD350 KTM790R, 2 x BMW R80G/S, XT500
    Location
    Over there somewhere...
    Posts
    3,954
    [QUOTE=Grahameeboy]
    Quote Originally Posted by Oscar

    Bloody smug Brokers.......agree benefits of using a Broker though.....which one? Must be either one of the biggies or Brokernet/Web??

    And Cibby, if you read this, I also did claims for 20 plus years so yarboosucks to you baby.......
    LMW/Brokernet
    Reply With Quote Reply With Quote
  12. 5th January 2006, 09:18 #27
    Grahameeboy's Avatar
    Grahameeboy
    Grahameeboy is offline .....your time is coming
    ♂
    Join Date
    2nd November 2005 - 07:09
    Bike
    2001 DUCATI 900SS
    Location
    Auckland, New Zealand, Ne
    Posts
    4,219
    [QUOTE=Oscar]
    Quote Originally Posted by Grahameeboy

    LMW/Brokernet
    Ah.....you guys....deal with you guys....Motor & General.....I deal with Steve Law.....is that you perhaps??
    Reply With Quote Reply With Quote
  13. 5th January 2006, 09:27 #28
    Cibby's Avatar
    Cibby
    Cibby is offline Team Spidi Hot Chicks - AKL
    Send a message via MSN to Cibby
    ♀
    Join Date
    16th July 2005 - 15:12
    Bike
    I'd ride anything, ;)
    Location
    North Shore
    Posts
    692
    [QUOTE=Oscar]
    Quote Originally Posted by Grahameeboy

    LMW/Brokernet

    ICL/ Brokerweb

    you are the enemy.
    oh dear.. haha

    in a nice way.

    The insurance industry is such a small world
    Postie Play thing
    Normal Postal Services have now resumed and mail is being delievered Regulary.
    Reply With Quote Reply With Quote
  14. 5th January 2006, 09:33 #29
    Grahameeboy's Avatar
    Grahameeboy
    Grahameeboy is offline .....your time is coming
    ♂
    Join Date
    2nd November 2005 - 07:09
    Bike
    2001 DUCATI 900SS
    Location
    Auckland, New Zealand, Ne
    Posts
    4,219
    [QUOTE=Cibby Chick]
    Quote Originally Posted by Oscar


    ICL/ Brokerweb

    you are the enemy.
    oh dear.. haha

    in a nice way.

    The insurance industry is such a small world
    Yeah...I worry about your "Nice Way"......I have not met Postie yet but I will watch out for a limp!!!!!

    ICL......Insane Cibby Lady
    Reply With Quote Reply With Quote
  15. 5th January 2006, 09:36 #30
    Postie's Avatar
    Postie
    Postie is offline oooooo it purrs..... stroke me
    ♂
    Join Date
    7th July 2005 - 12:06
    Bike
    .
    Location
    North Shore, Auckland
    Posts
    917
    [QUOTE=Grahameeboy]
    Quote Originally Posted by Cibby Chick

    Yeah...I worry about your "Nice Way"......I have not met Postie yet but I will watch out for a limp!!!!!
    whats that got to do with the price of milk?
    Cibby play thing
    Reply With Quote Reply With Quote
« Previous Thread | Next Thread »

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

Forum Rules