OT: Insurance question

[NordieBoy]

Would a stolen mountain bike be covered under house and contents insurance?

Lock, helmet and bike went from a bike rack up town.

[Dafe]

It would so long as it got stolen from your garage. Otherwise perhaps not, but still worth a try.

[Highlander]

I heard it covers kids bikes stolen from school and the likes so don't see why not.
Your insurance company will confirm for you pretty quickly.

[slopster]

Yes they are covered provided they are locked securely when they are stolen. They are normally covered to a max $1500 unless you get extra cover for them.

[NordieBoy]

And if it was stolen it couldn't have been locked securely enough?

[far queue]

I rang AMI when I bought my current MTB to advise them as it was worth $2k. They told me at the time that I didn't need to advise them as it would've been covered anyway, but they still took down the details. I don't know what the upper price limit was for automatic cover under Contents policy.

[Grahameeboy]

need to check your policy as AMi have 3 different types of contents policy but most policies cover subject to a policy limit (if not specified) and cover 'away from dwelling' covered.