Stopped by the Police

**scumdog** · 23rd February 2006, 09:17

Originally Posted by soundbeltfarm

is that only without any bike licence?
when i bought my 750 i was on my retsricted and i went into our insurer and specificaly asked them if i will be covered even though i was not on my full and i wasn;t supposed to be on a bigger cc bike.
they said i would be covered and i got them to print this on my insurance certificate. and they did this.
do you reckon they'd be able to get out of it even though it was stated on my insurance certs?

I would be most surprised if they stood by this.

On a 'R' and on a 750? - I would think they would say "sorry, you shouldn't have been on a bike that big so we're not paying out".

Of course I'm prepared to stand corrected by somebody.

**sugilite:Me** · 23rd February 2006, 10:14

I got my full bike license at 16, got my learners car license at 37(I had a family record to beat after all), I will get full car one for my 40th bday, though not much of a present I know.
I got pulled over for a chat a few months back, and cop thought my license was very strange, he had never seen that combo before!

**Sniper** · 23rd February 2006, 10:26

Lucky lucky lucky

**ManDownUnder** · 23rd February 2006, 10:32

Hate to focus on the licence things but... unless you have one

1) I don't know if you even know the road rules. That's bad for you and (more selfishly) dangerous for me
2) No insurance. If you have insured your bike - stop. They won't pay out, so you might as well save your money
3) Demerits

As for the 10k revs... yeah it's reasonable for the engine to do... but is it reasonable for the neighbours to listen to, and do you need to pull that many revs on the road?

The track sure... but the road?

**ManDownUnder** · 23rd February 2006, 10:34

Originally Posted by scumdog

On a 'R' and on a 750? - I would think they would say "sorry, you shouldn't have been on a bike that big so we're not paying out".

Unless they knew and specifically agreed to the situation ahead of time - there would be no payout.

It would classed as something increasing the risks if nothing else... an illegal operation of the vehicle etc etc etc.

Nu uhu - no payout. Save your money.

If you're unsure - just ring them and ask...

**soundbeltfarm** · 23rd February 2006, 10:47

Originally Posted by ManDownUnder

Unless they knew and specifically agreed to the situation ahead of time - there would be no payout.

It would classed as something increasing the risks if nothing else... an illegal operation of the vehicle etc etc etc.

Nu uhu - no payout. Save your money.

If you're unsure - just ring them and ask...

got my full now this was a few years ago that i had this on my insurance.

**ManDownUnder** · 23rd February 2006, 11:03

Originally Posted by soundbeltfarm

do you reckon they'd be able to get out of it even though it was stated on my insurance certs?

Nope - it's a contractual obligation on their part as soon as it's agreed as a condition of sale.

Got your last post - good move!

**madboy** · 23rd February 2006, 11:20

The insurance - if an insurance company makes a specific endorsement to your individual policy that contradicts the standard terms and conditions, and is to your benefit, then the insurer is bound to follow that. But trust me, it must be a mistake. They'd be a silly insurance company otherwise - willfully insuring someone who is clearly breaking the law. But it's their liability.

Regarding the let off from the cops, yep, glad to hear a good story about them for a change. It's only the negatives that get remembered and voiced usually, so well done.

The license? A bit of a joke that I should enter this debate, since I only got a license cos my mate selling me the FZR400 wouldn't do it until I got at least a learners. But with hindsight, I'm glad I did, and now hold a full. It makes potential stops a lot less stressful, a lot less reason for runners, and a lot less potential financial liability, including the ability to be insured. I realise not everyone choses to be insured, I didn't until I got a recent payrise making it affordable for me, however it's one less thing I now have to worry about.

**COP_B8** · 23rd February 2006, 11:23

Originally Posted by ManDownUnder

Hate to focus on the licence things but... unless you have one

1) I don't know if you even know the road rules. That's bad for you and (more selfishly) dangerous for me
2) No insurance. If you have insured your bike - stop. They won't pay out, so you might as well save your money
3) Demerits

As for the 10k revs... yeah it's reasonable for the engine to do... but is it reasonable for the neighbours to listen to, and do you need to pull that many revs on the road?

The track sure... but the road?

1) I hold a full car license, and have done for the last 8 years so am pretty sure I know the road rules, unless there are a different set I am unaware of for motorbikes?
2) Only insured for 3rd party fire and theft, mainly for the theft, and yes I am fully aware that Im not covered in the case of an accident.
3) Demerits.........Still on 0..........No Problems here yet.

10,000 revs with a rev limit of 16,000 is very reasonable and hardly a public nuisanse. Kinda like you doing 7,500 with a 12,000rev limit (I think thats what the RF's have???) Not exactly ringing the balls off it? And still less annoyance than the little boy racer bastards.

**skidMark** · 23rd February 2006, 12:35

you can alaways bring your bike to the test on a trailor if your more comfortable doing it on your own bike

**sAsLEX** · 23rd February 2006, 12:37

my bike is cruising at 10 k, I have also been let off on the old 400 on a R , only reason I am doing it is my last bike got stolen and the loss of excess meant buying another 250 was too expensive, still got my road tax though. Might go get full soon though, whats it up to these days $$ wise, mind you I really dont want to go into the local branch of AA as no one speaks english there

**quickbuck** · 23rd February 2006, 17:53

Originally Posted by cameronblick

...unless there are a different set I am unaware of for motorbikes?

Well, there is. Lets list some.

1) You don't have to stop in the middle of the street waiting for a car to turn right. You may safely pass on the left.

**Edbear** · 23rd February 2006, 19:06

Life's stressful enough without the worry of being "done" for flouting the law. Just go and get the licence and then relax. I know it sucks to have to go back to a 250 for a while but heck, 250's ain't wot they used to be! They can go like snot now. There have always been some nice cops around, I was asked by the local to please ride more quietly up my street as a neighbour had complained. Surprising how much noise the old B31 could make wound out in second with a gutted Dunstall megaphone on it... (Wish I still had, of course!)