View Poll Results: do you insure your bike????

Voters
60. You may not vote on this poll
  • i have full insurance

    41 68.33%
  • i have third party

    4 6.67%
  • no insurance

    9 15.00%
  • i would if it was cheap enough

    9 15.00%
Multiple Choice Poll.
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Results 16 to 27 of 27

Thread: insurance deal

  1. #16
    Join Date
    15th October 2005 - 15:54
    Bike
    Nada
    Location
    Christchurch
    Posts
    4,311

    Angry

    Quote Originally Posted by texmo
    you getting a job then?
    Ahhhhhhh...a funny cunt!
    Oh...the answer to ya cock-gargling question is...NO,I get something very similar to what you're about to lose wee one (stand closer,it's not as big as you think it is)...but mine says FULL,as in adult sized

  2. #17
    Join Date
    3rd July 2005 - 22:03
    Bike
    2005 ZX6R
    Location
    New Zealandish
    Posts
    336
    no company in there right mind would give me good shit hot deal after seeing my bike ...

  3. #18
    Join Date
    16th January 2006 - 16:17
    Bike
    2013 Multistrada
    Location
    Christchurch
    Posts
    1,429
    Ahh insurance not a subject I am too fond of after insuring the bike for 3k, bining it then getting an offer of $600 from the insurance company for it, 2 local dealer quoted on it (one of these dealers has been applauded here for great service) sight unseen, fine they took no time to look at the bike but you cant that I have found replace a reg'd and wof'd 500cc bike for less than $1500. When the insurance company was informed of this I was told to get quotes of my own, fine the only 2 dealers they accepted quotes from were the local agent and the other dealer they got a quote from and neiter were interesed in comming out to look, the insurance company was also not willing to look at the current market values on the net or in the paper to give them an idea of true values.

    Moral get an agreed value then insure it to that, get it fixed at that value for as long as possable then get it revalued when required save some grief and dont end up out of pocket.
    Its not the destination that is important its the journey.

  4. #19
    Join Date
    19th November 2002 - 08:55
    Bike
    Bikes
    Location
    (hic) Wine (hic) Country
    Posts
    3,037
    FWIW I have NEVER insured a bike - and now at an old age, I am now thousands of dollars ahead.
    Insure car, house contents, health etc but rip off M/c premiums and excesses make it well worthwhile to carry the bike risk.

  5. #20
    Join Date
    18th February 2005 - 10:16
    Bike
    CT110 Super Cub - postie bike
    Location
    Christchurch
    Posts
    3,123
    Quote Originally Posted by Velox
    I'd be keen cause I'm looking at the mo. Would they actually bother to do a group deal though?
    They might if you got enough people together although they'd still want to have the right to not insure some of those individuals if they had a bad record or put on bigger premiums or excesses for young'uns etc.

    I think that if you are talking about 'group', the 'group' might need to be a legal entity like a company or an incorporated society rather than just a loose collection of people who share a similar interest.
    Grow older but never grow up

  6. #21
    Join Date
    13th December 2005 - 08:04
    Bike
    2004 GT i-Drive 3.0
    Location
    Pokeno
    Posts
    2,069
    Full insurance always have always will - am currently with Star Insurance.

  7. #22
    Join Date
    23rd May 2004 - 22:24
    Bike
    NC30
    Location
    Milford, Auckland
    Posts
    135
    I'll get 3rd party once I get my full licence.

  8. #23
    Join Date
    2nd February 2006 - 16:24
    Bike
    01 - ZX7R
    Location
    Auckland
    Posts
    443
    thats an interesting question.

    i insure my car through a high risk insurer called Pioneer Auto Insurance because once i declared all the modifications, State would no-longer cover me.

    I am going to give them a call and ask about insuring my bike against theft only as technically i shouldn't be riding it... just yet.

    wonder what they will say?

    But as i spend about $125 a month with them insuring the car - they might say yes???
    gone.

  9. #24
    Join Date
    19th August 2003 - 15:32
    Bike
    RD350 KTM790R, 2 x BMW R80G/S, XT500
    Location
    Over there somewhere...
    Posts
    3,954
    There is a very large UK specialist on-line motorcycle insurer about to start in NZ.

    Watch this space...

  10. #25
    Join Date
    1st October 2005 - 21:01
    Bike
    A Blade or two
    Location
    West Coast
    Posts
    531
    I have full cover with AMI, Just about need a second job just to pay the insurance.

  11. #26
    Join Date
    25th August 2005 - 16:07
    Bike
    04 ZX10R 98 ZX9R #10
    Location
    Ashhurst
    Posts
    5,547

    holy crap.

    Quote Originally Posted by Lazy7
    thats an interesting question.

    i insure my car through a high risk insurer called Pioneer Auto Insurance because once i declared all the modifications, State would no-longer cover me.

    I am going to give them a call and ask about insuring my bike against theft only as technically i shouldn't be riding it... just yet.

    wonder what they will say?

    But as i spend about $125 a month with them insuring the car - they might say yes???

    I get my whole years insurance for 3 months of yours. That is shocking.
    I would sell the car if it was costing me $1500 a year to insure the damn thing.

  12. #27
    Join Date
    1st October 2005 - 21:01
    Bike
    A Blade or two
    Location
    West Coast
    Posts
    531
    I Pay $1200 for the bike alone and have never made a claim, had all my bikes insured for the last 20 years.

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