http://www.ebikeinsurance.co.nz/

[madboy]

What are you pussies whinging about - ebike quoted me $28,000 to insure my 2002 636. Of course I took them up on their offer, wouldn't want to risk writing off an uninsured bike and losing $8,000!!

[Lias]

Guys try Classic Cover at http://www.classiccover.co.nz
They quoted me $535 fully comp on my Thou although I think they only do over 30's?
Still waiting on whether it can also include trackdays....
Kiwibike wanted $800+
AMI wants $900+

Classic cover wanted me to be 30+ and have had my full for 2 years.. so no go for me.. but I have heard plenty of good things about em so worth checking uot for old fogies :-P

[Ixion]

What are you pussies whinging about - ebike quoted me $28,000 to insure my 2002 636. Of course I took them up on their offer, wouldn't want to risk writing off an uninsured bike and losing $8,000!!

It appears they don't have a "Piss off you're uninsurable" option

This could be rather fun. Challenge: See who can get the highest quote out of eIncurance, for a bike. Bike value quoted must be sensible, no quarter million dollar harleys.

EDIT. Damn. I'm wrong. They do have a piss off option

We are unable to continue with your Quote due to one or more of your answers:
Sorry, we cannot offer you a quote based upon your requested combination of Rider Age(s), Bike, Postcode and Cover. (You may wish to check that you have entered your Address details correctly.)
If this is an answer which you can honestly alter, Click Here to correct the problem.

And I only asked for a quote for a turbo'd Rocket3 for a 15 year old on a learners with two previous dangerous driving convistions and two previous claims

It appears to only allows a maximum of two previous claims and two convictions. What is stupid is that they class fitting a Scottoiler as a modification!

Well, that's a bit of harmless fun spolied.

[quackquack]

This is E-bikes insurance rating not a good look to be marginal I would tread carefully.

Southern Rock Insurance Company Limited has a BB- marginal claims rating given by Standard and Poor’s Australia Pty Ltd on 28 March 2006.

The rating scale is:

AAA (Extremely Strong)
AA+ (Very Strong)
AA (Very Strong)
AA- (Very Strong)
A+ (Strong)
A (Strong)
A- (Strong)
BBB+ (Good)
BBB (Good)
BBB- (Good)
BB+ (Marginal)
BB (Marginal)
BB- (Marginal)
B+ (Weak)
B (Weak)
B- (Weak)
CCC (Very Weak)
CC (Extremely Weak)
R (Regulatory Action)

[mazz1972]

I have just got my learner licence but not insured my baby NXR yet. Got quotes for full cover from Star Insurance $682pa and Ebike $683pa...WOAH...I DON'T THINK SO!! Like ZZR, I also got the call from ebike in Queensland asking various customer feedback questions - but it wasnt actually a follow up call to see if I wanted the insurance...go figure???

Got a quote from AMI (who all our other vehicles are insured through) which came to $400. By now I was getting depressed at having to pay so much for a bike of pretty low value, even though I only have a learner licence and would expect a higher premium. Requested a quote from AA but they wont insure a bike unless you have an existing policy for something else. So got a 3rd party/fire/theft quote from Protecta which was $232pa. Better than nothing I thought.

BUT THEN....the quote came back from Kiwibike and I was astounded at the low price of the two options - $236 or $185 for full cover depending on which I took. There doesn't seem to be a higher premium for a learner licence, rather there is a slightly higher excess. They were very helpful and friendly and I am waiting for the policy documents to come in the mail so the NXR is finally covered!

Really I should have gone there first as I have already done insurance for a club vehicle through them and it was also a cheap rate. Kiwibike have been around for years and I would recommend anyone wanting insurance for their bike to go there first!!

Ebike and Star Insurance (both advertise in Kiwi Rider mag) can dream on!!

[El Dopa]

Got two quotes for the Bandit today

www.kiwibike.co.nz: $224 p/a fully comp.

ebikeinsurance: $950 fully comp.

What the....?

BTW, does anyone know if there are any companies that do a low excess, or if you can pay extra on your premiums to get a low excess?

[mazz1972]

BTW, does anyone know if there are any companies that do a low excess, or if you can pay extra on your premiums to get a low excess?

My quote from AMI had an excess of only $250, but I do wonder if they missed the point that I have a learner licence, or whether that was factored into the premium already.

Some companies may offer you a choice of excesses which then reflects your premium - a higher excess may mean a lower premium, or vice versa. Best you get some quotes and specifically ask about it.

Bear in mind that if you pay a high premium with a low excess for say three years before making any claim, you probably haven't saved anything! Or if you made a claim say every year or so, you wouldn't have any no-claims-bonus, therefore your premiums would not go down - more likely go up.

So you have to weigh it up, and ask when getting quotes.

What a ramble...time to sign off...

[Grumpy Gnomb]

Surprising what you have said about Star as my mates have been getting some good prices from them for insurance

[mazz1972]

Surprising what you have said about Star as my mates have been getting some good prices from them for insurance

They must have been able to tick all the right boxes...

[YLWDUC]

Anyone find out about eBike's apparent competition to win a GSXR 750?

All you had to do was ask for a quote, it was supposedly drawn on March 22-23.

They have no information published on their website regarding the comp anymore

[Coyote]

Yeah they are great, gave me a quote twice the price of my current one, I asked for another one, the guy rang me at home (wasnt that nice) he sent me a link to my new quote and it was $300 higher than the previous one..........with no track day cover.
Love the concept but sorry at this stage they suck

Who do you deal with? Cause I was told to insure the nice GSXR600 at Wellington Motorcycles I'd have to pay $2500 a year. Forgot who the insurer was, Protecta rings a bell

[Quartermile]

Yea, my old FXR worth 2000 had a premium of almost 5000 with those guys quote, Kiwi bike insurance sorted me out though

[Sanx]

PS: If you use a garage it must be "brick built". If any other material, you must let them know.

Bugger. Obviously my rebar concrete garage isn't secure enough...

Just got a quote from them. Hilarious.

60% more than my current insurance with a 'voluntary' excess of $500, a Garaging excess of $625 (the terms are quite interesting - you have to pay it if you don't keep the bike in a garage, regardless of where and when the loss happened. So, if you wreck it 200k from home whilst out on a ride, you'd have to pay it if it wasn't in the garage the previous evening), Own damage excess of $1800, Fire & Theft excess of $1800.

And no track day cover.

I really hope no-one's stupid enough to take out cover with them.