The green whale is dead...

[Dr Bob]

I am sorry to follow on from the post hijack but about three weeks ago I saw the most stereotypical thing I have ever seen. An old lady in a powder blue lada wearing a woollen hat (with a yappa dog on the passenger seat bouncing up and down), indicating to turn down Hobson street at the motorway on ramp. Hobson street is one way in the other direction and I don't know how long she had been sitting there waiting for the traffic to dissapear. I could imagine her saying to herself "The last time I came to town there was a tram that went through here".

[sedge]

Cheers for the support all,

The police are charging the kid who pulled out, so no problems with insurance etc... I'll hear back on Monday as to wether the bike will be written off or not, got to love AMI for moving on it so quickly.

"Market Value" is the thing I'm worried about, if I look on bikepoint I see they are all worth about 7k which would be awesome, I'm expecting a low ball though, sigh. I'll let you know what they say.

My gear is another story, Cordura and helmets etc are designed for one crash only, now I have to convince my other insurance company of this (AA).

The kids parent insurance will pay for all of it anyway, but from past experience the insurance companies will shaft me.

I'm getting a new helmet today before I go to AKL on Monday, but my gear will have to be duct taped up, kind of dodgy I know but I can't shell out till I get some cash from the ins, that could take a few weeks.

As to my new bike... well, I'm lucky the Mrs is so understanding, I'm actually getting two !, a ZZR1100 (Monday) for commuting on and a little something for the weekend (Race bike ), this was all decided before the crash so I'm sticking to it.

Anyway, if the frame isn't bent and they want to fix it I'll have a cool streefighter ZXR, I'm assuming it will be written off at this stage, it was a bit of a mess.

If written off and I get a reasonable amount I'll get something sporty to punt over the paekak hill and do some clubmans on, either way I'm happy

Again, thank you all for your comments, much appreciated, it could have been a lot worse.

Cheers,

Sedge.

[FROSTY:Me]

sedge Im bloody sorry to hear about your bike. But you are ok -which is the important thing.
If I coult just make one suggestion. DO NOT take the insurance companies first offer. Market value is a load of shit. I have no Idea where they get their values from. Also If you play your card right you should keep your no claims bonus.
An example was -Insurance company informed me the car I had written off for me was worth $8000 and that was market value --Im in the business so i challenged them to find me one for that much--Ie replace the car.
I ended up with $9350 and got to keep the wreck.

[Wenier]

Bad luck mate, Param is pretty bad for that kind of driver thou

[aff-man]

Sorry to hear about the off mate. Glad your ok and have already got a new bike . As to insurance, most insurance companies you can get your gear replaced under your home and contents insurance as it being an item you have with you or some thing. Ask CK he has done it. And for your assessment i got dicked by insurance so i just went to the trusty bike shop i have been taking the bike to for years and they gave me a formal market value statement that i just handed over to insurance. I canned the procedure cuse it wasn;t worth it but if you up near the 7 or 8k mark look into it.

[riffer]

I got reimbursed for mine by my insurance company (Vero). It was six months old and they depreciated it by 10%.

Got the claim at 10.30am. Money in my account 4.30pm.

[vifferman]

My gear is another story, Cordura and helmets etc are designed for one crash only, now I have to convince my other insurance company of this (AA)......
I'm getting a new helmet today before I go to AKL on Monday, but my gear will have to be duct taped up, kind of dodgy I know but I can't shell out till I get some cash from the ins, that could take a few weeks.

I thought I'd wrecked my (then new) Teknic jacket when I crashed, but managed to get it repaired. Several times. In the end we (me, and Kerrie at Motorcycle Safety Wear) decided that Cordura made for shitty crash resistance, so it now has leather bits paid for by insurance (see my Public Profile for the pic.) To me, this was a better option than replacment (which the insurance co said they'd do if Kerrie said the jacket wasn't worth repairing), because I still have the good features of the Cordura, with the abrasion resistance of leather wear it's needed.
Just a thought.

When my VFR was written off, it was slightly less than insured value (only by a couple of hundred bucks.) I wasn't happy, especially when the insurance company told me I could have it adjusted, but I'd have to get another couple of quotes, and they'd split the difference. When I went to a few (trusted) bike shops and talked to them, they asked what State was prepared to pay me, then almost all said, "Take the money and run! That's not bad at all."

[Omega1]

Sedge,glad to hear you are still with us
damn shame about your bike another good kwaka gone....
just a lesson for us all to take nothing for granted riding a bike can be dangerous but we do it coz we love it....