Ermm. u see if the matter was taken to the courts or small claims. It'll be treated seprately.
1.) the person failed to give way. And caused damage to you (covered by ACC) and caused damage to a property. So they have to repay for them somehow. Either themselves or insurance, if their insurance not willing to pay up its is an issue between them and their insurance. You can still take the driver to court / small claims.
2.) You driving without license. Instant fine of so much so much. End of that matter.
Now I am no lawyer but I think that is how it'll be looked at.
Cheers
Zapf
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