Haha, know the feeling as I have woked in a bank since leaving school.
The rest of your post is spot on as well.
Dover (and anyone else who hate their bank), changing banks may not be the chore it used to be. Our internal communications tell us we have a team dedicated to helping customers migrate from their current bank. I don't know too much about it as I work more in the technology area but if interested send a PM and I can find out.
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