Insurance for the bike

[mazz1972]

I can also recommend Kiwibike, they got me insurance for my 06 Sherpa through Swann Insurance.

The ONLY thing I wasn't happy with (which was just bad timing), was that between the time I got the quote and accepted the insurance, Kiwibike had just that very day changed over to an online system (between themselves and Swann Ins) and when they input all the details the price was actually $150 more and they could not honour the original quote.

However it was still MUCH cheaper than other options I'd explored (ebike, star, AMI, etc) so I took it. I think the total cost was $484 for the 06 Sherpa insured for $7K, but I also only had my learner licence at the time. Now got my restricted and hoping it will go down substantially once I get my full. (They also insured my previous bike at the lowest rate too).

In checking out prices the first time round, I found many insurance companies will not insure a motorcycle unless you have other policies with them too (seems to apply to trailers also).

Note that the bigger your excess the lower your premium usually us, so bear that in mind when making a selection to insure a cheapie bike.

[Edbear]

Got several quotes for the new bike. For $15,000, garaged.

Star $1,000
Kiwibike $800
State $800
Classic $650 incl Roadside Rescue $630 without
eBike $399 incl Roadside Resue

Interesting! Excesses fairly close as to make little difference.

[jetboy]

Got several quotes for the new bike. For $15,000, garaged.

Star $1,000
Kiwibike $800
State $800
Classic $650 incl Roadside Rescue $630 without
eBike $399 incl Roadside Resue

Interesting! Excesses fairly close as to make little difference.

Check your excess with ebike. I can guarantee you that their excesses are higher.

Flick me a PM if you want a quote from me.

[Roj]

Got several quotes for the new bike. For $15,000, garaged.

Star $1,000
Kiwibike $800
State $800
Classic $650 incl Roadside Rescue $630 without
eBike $399 incl Roadside Resue

Interesting! Excesses fairly close as to make little difference.

I use state, and even though I have all the rest of my insurance with them they get edgy about insuring a motorbike, but have had good service from them and a $150 excess

[Edbear]

I use state, and even though I have all the rest of my insurance with them they get edgy about insuring a motorbike, but have had good service from them and a $150 excess

We have all our insurance with State and contrary to some people's experiences we have always had the best of service and price from them. They won't do Roadside rescue on bikes, though. Haven't asked their excess, but as I initially insured the bike over the phone with them before picking it up, they are sending out the details, Meantime I'm shopping around.

[Scamp]

I haven't read all the threads, but when I got my insurance I found it hard because I was still on my Learners License. I ended up going with NAC (National Auto Club), they were about 2/3 the price of any other quote I could get.

[Boob Johnson]

All I am saying is there are two types of "third party" covers available. Third Party Only will not cover you for theft, whereas Third Party, Fire and Theft will.

Roger that, sorry mate wasn't aware there were two dif types, was always under the impression that 3rd party was all of the above. Good to know, cheers

[jetboy]

Roger that, sorry mate wasn't aware there were two dif types, was always under the impression that 3rd party was all of the above. Good to know, cheers

Worries mate. Yeah there are two different types - as there are with cars.

[Boob Johnson]

Worries mate. Yeah there are two different types - as there are with cars.

ya learn something new everyday (with a bit of luck)

[Arthur]

I haven't read all the threads, but when I got my insurance I found it hard because I was still on my Learners License. I ended up going with NAC (National Auto Club), they were about 2/3 the price of any other quote I could get.

When I had my Bandit, I went with NAC as well. I insured it for $4800, my excess was $800 and the premiums were about $350. That was on a learner licence, no previous experience, under 25. The only other group who would insure me (I didn't have any other policies with other companies, so couldn't get just bike insurance) was Swann, and they wanted $950 in premiums. Oh yeah, the $350 premium I was paying, was for full comprehensive cover...