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Thread: Insurance for the bike

  1. #1
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    13th February 2007 - 16:19
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    Insurance for the bike

    Hey dudes & dudettes. I pick up my new bike on Tuesday & was wondering about insurance. I did a lil search of past topics etc but it turned out to be fruitless.

    Soooo, what I would like to know is who's got what with who & of course, how much


    Im a 34 year old male, bike is a 1988 Yamaha SR250. Will be stored in a lock up garage. So im half expecting it to be a reasonable price.

    What are you currently paying in annual premium's & whats the cover etc.


    Cheers for your help in advance




    ps: I did read the thread about state
    To laugh often and much; to win the respect of intelligent people and the affection of children; to earn the appreciation of honest critics and to endure the betrayal of false friends. To appreciate beauty; to find the best in others; to leave the world a bit better whether by a healthy child, a garden patch, or a redeemed social condition; to know that even one life has breathed easier because you have lived. This is to have succeeded

  2. #2
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    21st December 2005 - 23:41
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    HONDA EXPRESS
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    whoever you decide to go with give Tim (jetboy) the opportunity to give you a quote.... drop him a pm or call 0800 65 62 64

    he's a good bugger who will do his very best for you (broker, john baker)

    www.PhotoRecall.co.nz

  3. #3
    Join Date
    16th October 2005 - 19:41
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    XR1200x, Triumph Speed Four
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    Classic in Hamilton. A number of KB'ers have changed to them and saved heaps.
    Did me a real sweet deal over the phone.
    "Twilight's like soccer. They run around for two hours, nobody scores, and a billion fans insist you just don't understand"

  4. #4
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    5th November 2006 - 00:36
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    Also give Kiwibike a call 0800 629 523. www.kiwibike.co.nz

    They are brokers and ended up with the best quote for me.

  5. #5
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    5th November 2006 - 00:36
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    Quote Originally Posted by trumpy View Post
    Classic in Hamilton. A number of KB'ers have changed to them and saved heaps.
    Did me a real sweet deal over the phone.
    Classic are no good unless you have had your FULL bike license for at least two years.

  6. #6
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    13th February 2007 - 16:19
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    Auckland - New Lynn
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    Wicked, cheers guys. Will give those a crack
    To laugh often and much; to win the respect of intelligent people and the affection of children; to earn the appreciation of honest critics and to endure the betrayal of false friends. To appreciate beauty; to find the best in others; to leave the world a bit better whether by a healthy child, a garden patch, or a redeemed social condition; to know that even one life has breathed easier because you have lived. This is to have succeeded

  7. #7
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    11th September 2005 - 19:06
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    +1 for kiwibike.co.nz
    Quite helpful when making claims too.

  8. #8
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    27th November 2006 - 19:32
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    kiwibike

    am with kiwibike as well they went for swann insurance,at time cheapest option but swann are bit iffy when bike is 20yrs old,mine was almost and they covered me,policy me as only rider,pick up and towage,even racedays if you let them know,all for $225 approx or about $25mth if going installments,they do helmet as well about $45yr for $500 replacement,value insured $3600,just check most out first it's buyers market so to speak.
    Hello officer put it on my tab

    Don't steal the government hates competition.

  9. #9
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    24th April 2006 - 17:44
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    47

    Classic bike insurance

    But you have to be 30+

  10. #10
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    9th April 2006 - 14:09
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    Quote Originally Posted by john.reader View Post
    But you have to be 30+
    BJ is 34 so he qualifies
    There is no such thing as bad weather; only inappropriate clothing!

  11. #11
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    24th February 2006 - 13:53
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    Star Insurance are awesome as well.
    Experience is something you don't get until just after you need it.

  12. #12
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    16th October 2005 - 19:41
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    Quote Originally Posted by john.reader View Post
    But you have to be 30+
    No problem for me ...I'm an old fart. Sometimes it pays to be old. Nother ten or so years and I'll have that library pass, bus pass, cheap theatre tickets..........
    Boob Johnson is 34 but may not qualify on the licence thing.
    "Twilight's like soccer. They run around for two hours, nobody scores, and a billion fans insist you just don't understand"

  13. #13
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    13th February 2007 - 16:19
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    Quote Originally Posted by john.reader View Post
    But you have to be 30+
    WOOT for middle age
    To laugh often and much; to win the respect of intelligent people and the affection of children; to earn the appreciation of honest critics and to endure the betrayal of false friends. To appreciate beauty; to find the best in others; to leave the world a bit better whether by a healthy child, a garden patch, or a redeemed social condition; to know that even one life has breathed easier because you have lived. This is to have succeeded

  14. #14
    Join Date
    15th February 2007 - 05:26
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    buying one
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    Whangarei
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    Quote Originally Posted by Boob Johnson View Post
    Hey dudes & dudettes. I pick up my new bike on Tuesday & was wondering about insurance. I did a lil search of past topics etc but it turned out to be fruitless.

    Soooo, what I would like to know is who's got what with who & of course, how much


    Im a 34 year old male, bike is a 1988 Yamaha SR250. Will be stored in a lock up garage. So im half expecting it to be a reasonable price.

    What are you currently paying in annual premium's & whats the cover etc.


    Cheers for your help in advance




    ps: I did read the thread about state
    Hey Boob
    i rang up AMI as other insurance with them, for when i get my 250 and they stated would be about $450 per year and then would go down over $100 next year after having ridden for 12 months and having full licence. They stated that the highest risk time was the first 12 months hence the higher fee. Other option was third party which was like $45 for the year. That quote was for a bike valued around $3000.
    By the way i am 40, but the age appeared irrelevant (heheh the way i like it) due to being on a learners licence. Think would be similar for all insurance. Hope that helps

  15. #15
    Join Date
    13th August 2006 - 17:09
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    2005 triumph speed 4
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    West Auckland
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    211
    If your bike is 20 years old and not a "classic" or performance machine, is full insurance going to be worth it over the time span of your ownership? Maybe 3rd party might be more economical. I am no expert( on any subject whatsoever ) but realise that it can be hard to pay premiums for a few years on something that is devaluating fast and taking into account any excess etc.
    Having said all that I am insured through Protecta and pay $653 per year which theoretically insures "full cover" for a bike worth about $9k. Dont know how that stax up with others.

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