Warning: Do not use AMI for third party insurance!

[Motig]

Yes good advertisement for full insurance alright. That said I've just got 3rd party with AMI and knew when I got it that just covered damage to property caused by me and bike. Never heard of the 3rd party thing that would cover cars, why would they have that when their thing would be to make money by selling you full cover. That would mean anybody with a cheap bike would basically get full cover for say $30 3rd party premium, Insurance companies arn't charities just doesn't sound right.

[Bonez]

Guess it depends on the legal definition of "property".

[jetboy]

Guess it depends on the legal definition of "property".

the liability section of the policy (usually referred to as Section 2)covers any loss or injury that you are legaly liable for in connection with the insured item (in this case a motorbike). So, if you skid on a patch of oil and lose control and smash through a shop window and you are found liable for the damage, this section will usually cover the damage you caused and any associated legal costs. Having said this, each policy is different and it is best to check your wording for any exclusions specific to you.

This also goes to show not to insure soley on the "cheapest" policy, especially with a company that doesn't specialise in motorbikes.

On a personal note: I hope you find this bastard; who runs a biker over and just gapses it? Good luck.