Dropped bike on a test ride?

[Big Dave]

Hmmm, most contents insurance policies have personal liability cover for up to a million for damage you do to other people's property - I wonder if that would cover the excess (or even the entire cost) if you did drop one on a test ride? Insurance experts?

At a shop you enter into a contact to pay their excess before you get the keys so it's moot.

Privately - don't know - my excess is $300 to $500, and while dropping a M109 costs $7,000 (I know from experience), most 'minors' aren't that expensive. Majors - dunno.

[bungbung]

An old flatmate tested a 50cc scooter from Sawyers when they were in Adelaide Rd, gunned it down they side street (Drummond St), freaked out by all of the power happening and almost made it in front of a bus on Adelaide.

I went to collect my Impulse from the ramp at WMCC and ended up on my side under a pile of GN250s. Had to call out for some help from the laughing mechanics to lift them off me.

[Pumba]

The old man had someone pull ou of a driveway infrount of him while out testing a bike (cant remember what it was now) from road and sport in Hamilton one day, he avoided the car but finished up in the ditch with a rather sorry looking bike.

He gave Road and Sport a call and they came out and picked the bike up, as well of the details of the cage driver, who was still adimant he wasnt in the wrong.

Dad never got a bill and never heard anymre about the incident.

[Crasherfromwayback]

At 16 while still on a restricted licence, I rocked on up to Pete Daniels shop in Upper Hutt, and conned him in to letting me test ride a mint Z1R he had there. He knew me through the moto-x scene, and I guess he just figured I had my full. Anyway...there I was on my first ever 1000cc beast (I rode a tandem twin KR250 at the time)...I wound that puppy up in the back streets of Upper Hutt (yeah real clever I know) and thought "Shit this thing is fast" looking down at the speedo which was now showing 120.

When I looked up I was heading straight through a STOP sign. I buried the thing into the side of a car and absolutely totalled it, and nearly the car too.

Pete was really good about it. The old geezer in the car was pretty shaken up. And I ended up working for Pete years later and even had a company bike given to me. Nice.

[codgyoleracer]

Recieved the first ZX6RR in the country (to be built up as a race bike) - It was delivered straight off the back of KawasakiNZ's ute, next day a journo borrowed it for a "New Zealand first" test ride, He managed to ride it 400meter's to the local gas station where he promptly lost the front in the gas stations courtyard & stacked it into a pump. Didnt even have 1km on the clock...........

[deanohit]

I remember reading a few years back how a journalist had lost 1 of only 2 Triumph Rocket 3s in the country. Apparently grabbed too much brake in the wet an went into a tree.

[Mom]

Worst we ever had when we had the shop was a guy taking a rather brand new shiney (cant remember what now) bike out for a spin. He got 50 metres up the road and a car pulled out from the gas station and cleaned him right up. Ambulance etc and that was the last we saw of him for a couple of weeks. Repaired the bike, did not claim insurance, but pursued the driver of the said car to pay for the damages........had a visit from his "pastor" a few days later asking us to consider forgetting the bill, as he was genuinely sorry!!!! TUI anyone??????

[janno]

Worst we ever had when we had the shop was a guy taking a rather brand new shiney (cant remember what now) bike out for a spin. He got 50 metres up the road and a car pulled out from the gas station and cleaned him right up. Ambulance etc and that was the last we saw of him for a couple of weeks. Repaired the bike, did not claim insurance, but pursued the driver of the said car to pay for the damages........had a visit from his "pastor" a few days later asking us to consider forgetting the bill, as he was genuinely sorry!!!! TUI anyone??????

. . . and? What happened?

[Mom]

. . . and? What happened?

We said no, very sorry we could not forget the bill and that we could hear that he was sorry about what happened etc.....remember this was better than 25 years ago. If there was even insurance for something like this we did not have it, we were out of pocket for the repair, our customer was not at fault, this bloke had to pay. He didn't. His church did!

Interesting aside.........20 years later I worked with this blokes son, he was a sales rep. He resigned to go and work for an opposition company. Turns out he had been diverting work to his soon to be new employer for a couple of months prior to resigning (we are talking tens and tens of thousands of dollars here btw). He denied it when confronted.......but then got down on his knees, said a prayer and then admitted much, much more than we had found. He then had the audacity to say that it was all ok now, he had prayed for forgiveness, he had been forgiven. So we should no longer persue him under contract or via plod.

Better stop now, I can feel my pressure building........LOL

[janno]

Gor blimey! Years ago at school the nastiest, most underhand girls were the Open Brethren. I'd thought it was just a one off . . .

Have you seen Bedazzled - the Dudley Moore, Peter Cook film? Brilliant take on christianity. The leaping Nuns of the Order of St Beryl is the funniest film sequence I have ever seen.