Shafted by State Insurance.

[Stirts]

State...

....STATE SUCK ARSE!!!

Me? twitter and bistered?....noooooooooo

[Sanx]

Try AMPS. When I went there to get a valuation, all they asked me was "how much do you want it to say?"

[nodrog:Me]

....STATE SUCK ARSE!!!

and not in a good way.

[Stirts]

and not in a good way.

There's a good way?

[Harry the Barstard]

State have paid out total right offs twice for me no worries. Granted it wasnt my fault on both occations and they where cars not bikes.

what is your excess if you dont mind me askin

[onearmedbandit]

State convinced me to claim my gloves along with my other gear because it was "all under one excess". They paid within 5 days. I like State.

[Matt_TG]

What's your excess mate? It's hard to comment on the valuation without knowing what was taken off ...

State would have reached their settlement figure from more than one valuation, but you would be welcome to supply and pay for another Pre Accident Valuation from a dealer qualified to give a valuation, in writing. The dealer shouldn't inflate the value on your say so, it will be blatently obvious, and there goes his standing in the trade.

It may not seem like it to many, but 99% of claims handlers wish to pay all that you are entitled to. It makes sense to - the process is quicker, there's a happy client and they retain your business. If they are offering lower than you thought then take another look at your idea of value.

Good luck!

[mynameis]

Mate the only thing I can suggest is do your homework properly before you take any step. And after doing some research into the market value of your bike, you still think and feel it's more than what they have assessed and given, then go ahead and get valuation done.

Try TradeMe, Motorcycle Trader ect. Then perhaps try Red Baron, AMPS, and CycleSpot Honda on the shore. But do remember if after your research, you find their valuation to be just a few hundred dollars less than yours, than think about the time, energy, effort and money required to obtain those written valuation and you will be in a very good position to make a wise decision.

You would also probably want to do a quick search on KB about Kiwibike Insurance and gauge the level of satisfied customers.

Either way good luck bud

[Podo]

Also, from my experience with insurance companies, they are sometimes willing to negotiate settlement of claims, it is possible they are not putting their best foot forward initially.

[kave]

The cheapest 250cc bike from a dealer that I can find, looking across the whole of New Zealand is $2300
http://www.motorcycletrader.co.nz/De...rcycletradernz
and the cheapest 250cc bike I can find from a dealer in Auckland is $2,795 http://www.motorcycletrader.co.nz/De...rcycletradernz , which is also the price of the cheapest GN250 I found for sale at a dealership. My excess is around the $600 dollar mark (not wanting to be too precise, due to paranoia). If I was to get $1800 after my excess I wouldn't necessarily be overjoyed, but I would consider that a fair sort of number.

[imdying]

Doesn't have to be from a dealer... it's a second hand bike, they consider the whole second hand market.

[kave]

They told me that they would only accept valuations from motor vehicle dealers, which is why I am focusing on that area.
Anyway, for those who dont know, this is what an uncrashed 1990 srx250 (3wp) looks like.

[Nasase]

All i can say is a usual excess for a learner is abuot $600-800,
if your saying your bike is worth more than $2k for example and its that old then the obvious answer is why would yours be worth more than that when one could just buy a reasonable GSX250. You need to be realistic. No offence

[kave]

None taken, If I get a quote and its similar to the state quote I will let you all know that I was in the wrong, and that states offer was fair. If I get a quote thats considerably higher than the quote from State, I will let you know. I guess I find out this weekend if my sense of injustice is misplaced or not.

[imdying]

They told me that they would only accept valuations from motor vehicle dealers, which is why I am focusing on that area.

Yep, they will only accept valuations from motor vehicle dealers. You can however get the motor vehicle dealer to do valuations on private vehicles, if you see what I mean?