3 weeks in January, 2 people want to ride around

[clint640]

Interesting thread.

One question:
I can't get travel insurance in the UK that covers me for riding anything bigger than a 125CC with personal accident cover.
I am awaiting confirmation from an insurer, but I read that as meaning that if I crash a bike (hired or otherwise), and damage myself, they won't cover medical costs.

Ta.

When I travelled to Europe & hired a bike for a few days I noticed that clause, I just sent the insurers a note detailing my riding experience, & pointing out that the bike I was hiring was pretty much the same as what I ride here & I'd have all my safety gear on, they just put an exception in the policy for no extra charge. Shop around would be my advice.

Cheers
Clint

[Donor]

Think there is a reciprocal agreement with UK that would see ya covered by ACC (= NHS) so if ya get injured ya should be cover here (can anyone confirm this?).

I know that as far as Ambulance schemes go, we have reciprocal rights, so I would imagine that would extend to ACC... be interested to know, will try and do some digging on this...

:edit: This should help...

From this link we read:

"Nearly everyone who is injured in an accident in New Zealand, including overseas visitors and foreign diplomats, is covered for treatment in New Zealand for personal injury caused by accident, regardless of fault.

The Accident Compensation Corporation (ACC) is responsible for managing the national personal injury insurance scheme.

If you are injured in an accident, the provider of health services who treats you will help you complete the appropriate form. If you are seriously injured, a case manager will be appointed to help you get the rehabilitation you need within your entitlement.

If you attend an approved health care professional such as a GP for treatment for a personal injury, you may be asked to pay part of the treatment cost yourself.

Limited personal injury coverage is available to New Zealand residents who suffer personal injury through an accident while overseas. You should enquire at the offices of ACC, if this situation applies to you. Telephone 0800 101 996 if you have questions concerning accident-related treatment.

ACC does not cover illness. It only covers injuries that happen in New Zealand and treatment you receive here, including gradual onset injuries if they are caused by employment in New Zealand.

However, you should still take out travel and medical insurance because ACC does not cover everything. For example, it only covers treatment for personal injury in New Zealand, and usually you must pay part of the fee yourself. ACC can't reimburse you for other expenses such as delayed travel or loss of income in your home country."

So if you bin the bike, you'll get fixed.

Of course, paying the insurance excess and getting home, well that's still your problem

[Beemer]

We had the pleasure of Andy and Jodie's company last night and we'd happily have them back at our place tomorrow. Shame they have such a limited time in NZ as we would have loved them to stay longer. They are heading to the South Island today for a few weeks so if you get the chance to catch up with them, DO IT! They are a lovely couple and we wish them all the best for the rest of their six-month overseas trip around the world.

[Lteejay]

Can confirm, that any visitor no matter where they come from who has an accident in NZ, can recieve free health care in a public hospital. Good old ACC.

NZ and the UK also have a reciprocal healthcare agreement, which allows UK citizens to receive free healthcare in a public hospital for other medical problems e.g non-accidents. Vice versa for Kiwis visiting the UK also.